What OHIP covers (2024)

Services covered by OHIP

OHIP covers part or all of the following services:

  • visits to doctors
  • hospital visits and stays
  • laboratory testing in community labs or hospitals
  • medical or surgical abortions
  • eligible dental surgery in hospital
  • eligible optometry (eye-health services)
  • podiatry (foot-health services)
  • ambulance services
  • travel for health services if you live in Northern Ontario

Doctors

Whether you visit your doctor, or if you see one in a walk-in clinic, OHIP covers the full cost of your services – as long as they’re medically necessary.

Learn about the services doctors provide.

Find a doctor.

Hospital visits and stays

If you need to go to the hospital, OHIP covers:

  • doctor and nursing services
  • services to diagnose what’s wrong (such as blood tests and x-rays)
  • medications for in patients (once a patient is discharged, prescribed medications are not covered)
  • some medications for out patients (certain limited medications are provided to out-patients for home use)
  • accommodation and meals if you have to stay
    • if you want a private or semi-private room, you or your private insurance will have to pay some or all of those hospital fees

Laboratory testing

OHIPcovers lab tests taken in hospitals that are medically necessary.

Hospital patients should have their tests taken at the hospital to avoid any possible out-of-pocket charges.

OHIP also covers medically necessary lab tests taken in non-hospital settings, such as community labs. Read the full list of covered tests in the community setting.

Non-hospital patients should have their test done in a community lab if they have a lab order from a clinical provider such as a licensed physician, midwife or nurse practitioner.

Before you have your laboratory testing done, speak to your health care provider about:

  • OHIP coverage to avoid unexpected costs
  • where to get lab testing done if you are unsure

See below for community lab providers that offer laboratory services in Ontario:

What is not covered by OHIP

OHIP does not cover some specialized, non-routine tests. For other tests, OHIP will only cover them if you meet certain eligibility criteria and a particular health care provider (physician, midwife, nurse practitioner) ordered the test. A few examples of tests that are not covered by OHIP except under specific circ*mstances include:

Prostate-specific antigen (PSA) is covered by OHIP if either of the following apply to you:

  • you have been diagnosed with prostate cancer and are receiving treatment or following up after receiving treatment for the disease
  • a healthcare provider (for example, physician) suspects prostate cancer because of your history and/or the results of your physical examination (including digital rectal examination)

For all other scenarios, you will need to pay for PSA.

Learn more about PSA testing and eligibility criteria.

Aspartate aminotransferase test (AST) is covered by OHIP if ordered by a physician who specializes in liver diseases.

For all other scenarios, you will need to pay for AST.

25-hydroxy vitamin D test is covered by OHIP if you have any of the following conditions:

  • osteoporosis
  • rickets
  • osteopenia
  • malabsorption syndromes
  • renal disease
  • drugs that affect vitamin D metabolism

For all other scenarios, you will need to pay for a vitamin D test.

Abortion services

OHIP covers the cost of:

  • surgical abortions that take place in a hospital or clinic
  • Mifegymiso (a pill that induces an abortion in early pregnancy), if you have a prescription from your doctor

Contact an abortion clinic near you for more information about ending a pregnancy.

Dental surgery in hospital

Some dental surgeries need to be performed in a hospital because they are complex and/or you have another medical condition that needs monitoring during the procedure.

OHIP covers in-hospital dental surgeries such as:

  • fracture repair
  • tumor removal
  • reconstructive surgeries
  • medically necessary tooth removal (prior approval by OHIP is required)

Optometry (eye-health services)

Children and youth 19 years old or younger are eligible for the following OHIPcovered services:

  • 1 major eye exam(for vision and general eye health) every 12 months
  • any minor assessments needed

If you are20 to 64 years old,and you have aneligible medical conditionaffecting your eyes,OHIPwill cover:

  • 1 major eye exam for you onceevery 12 months
  • 2 additional follow-up minor assessments

Eligible medical conditions are:

  • diabetes mellitus
  • glaucoma requiring or having had treatment with medication, laser (excluding prophylactic laser peripheral iridotomy), or surgery
  • cataracts / posterior capsular opacification with a visual acuity of 20/40 or worse in the best corrected eye, or when a surgery referral is made
  • retinal disease that is acute, or is chronically progressive
  • corneal disease that is acute, or is chronically progressive
  • uveitis that is acute or chronic during episodes of active inflammation
  • optic pathway disease that is acute, or is chronically progressive
  • acquired cranial nerve palsy resulting in strabismus during the acute phase or until the condition resolves or stabilizes
  • ocular drug toxicity screening for patients taking hydroxychloroquine, chloroquine, ethambutol or tamoxifen

If you are 65 years and older and you do not have an eligible medical condition affecting your eyes, OHIP will cover:

  • 1 major eye exam for you once every 18 months and 2 additional follow-up minor assessments.

You may be eligible for additional eye care if you are on theOntario Disability Support Program(ODSP) orOntario Works.

Podiatry (foot-health services)

OHIP covers between$7-16 of each visit to a registered podiatrist up to $135 per patient per year, plus $30 for x-rays. You will need to pay for the remainder of the cost of each visit.

Surgeries performed by podiatrists are not covered by OHIP.

Find a registered podiatrist.

Ambulance services

If you need an ambulance for a medical emergency, OHIP covers part or all the costs depending on the circ*mstances.

Travel for Northern Ontario residents

If you have to travel long distance for specialized medical care and live in one of the following areas, OHIP might help pay for your travel and accommodation through the Northern Health Travel Grant:

  • Algoma
  • Cochrane
  • Kenora
  • Manitoulin
  • Nipissing
  • Parry Sound
  • Rainy River
  • Sudbury
  • Thunder Bay
  • Timiskaming

Find out if you qualify and how to apply to the Northern Health Travel Grant.

Services not covered by OHIP

OHIP does not cover:

  • prescription drugs provided in non-hospital settings (such as antibiotics prescribed by your family doctor)
  • dental services provided in a dentist’s office
  • eyeglasses, contact lenses
  • laser eye surgery
  • cosmetic surgery

Protect your health card number

Only share your health card number with health care professionals who are entitled to have it, such as:

  • doctors
  • nurse practitioners
  • hospitals
  • chiropractors
  • optometrists

You can use your health card as a form of identification for other reasons, but no one else can record or copy your health card number. If your health card number falls into the wrong hands, it could be used to access to your personal health information or for OHIP fraud.

Help prevent OHIP fraud

You can help stop someone who:

  • knowingly uses an Ontario health card that is not theirs
  • receives health services covered by OHIP but is not an Ontario resident
  • knowingly gives false information to get OHIP when they know they are not eligible

To report suspected cases of OHIP abuse or fraud:

  • call us anonymously at1-888-781-5556
  • send us an e-mail

We investigate every report and will cancel OHIP coverage if someone cannot prove they qualify for OHIP. We also refer suspected fraud to the Ontario Provincial Police for investigation and possible prosecution.

What OHIP covers (2024)

FAQs

What OHIP covers? ›

OHIP covers the majority of your hospital stay costs including doctor and staff services, tests, medications, accommodation and meals. OHIP covers the cost of medical or surgical abortions that take place in a hospital or clinic.

What is fully covered by OHIP? ›

OHIP covers the majority of your hospital stay costs including doctor and staff services, tests, medications, accommodation and meals. OHIP covers the cost of medical or surgical abortions that take place in a hospital or clinic.

What are three things that OHIP does not cover in Ontario? ›

Things not covered by OHIP:

hearing care. certain drugs administered outside of hospital, such as certain costly cancer drugs. ambulance transportation services that are not deemed medically necessary. dental services, except for complex dental surgeries performed in a hospital.

What does OHIP cover outside of Canada? ›

In 2020, Ontario's Ministry of Health reinstated OHIP coverage for out-of-country emergency hospital, health facility and doctor services. Even so, the Ontario government recommends that you buy travel health insurance coverage in case you need emergency health services while you are out of the country.

Why are some blood tests not covered by OHIP? ›

Lastly, some tests are part of private healthcare services, such as those offered by executive health programs or for specific occupational requirements. These specialized tests are usually not covered by OHIP as they are considered beyond the scope of general public health care.

Does OHIP cover dental in Ontario? ›

OHIP is Ontario's health care plan but it does not cover dental care, with the notable exception of some in-hospital dental surgeries (e.g. fracture repairs, tumor removal, reconstructive surgery). Medically necessary tooth removal is also sometimes covered, provided it has prior approval by OHIP.

Is Ozempic covered by OHIP for weight loss? ›

Coverage by OHIP for Weight Loss Purposes

While Ozempic is covered by OHIP for the treatment of type 2 diabetes, its coverage specifically for weight loss purposes may vary. OHIP typically covers medications that are deemed medically necessary and approved by Health Canada for specific indications.

Is an MRI covered by OHIP in Ontario? ›

Is an MRI scan covered by OHIP? OHIP covers the full cost of an MRI scan if: The MRI is deemed medically necessary. Your doctor, who is accredited by the College of Physicians and Surgeons of Ontario, has provided a signed requisition.

Does OHIP pay for drugs? ›

OHIP+ provides more than 5,000 drug products at no cost for anyone age 24 years or younger who is not covered by a private plan. You don't need to enroll — all you need is a health card number and an eligible prescription.

Is a chiropractor covered by OHIP? ›

Chiropractic care isn't covered by OHIP, but a lot of extended health insurance plans cover chiropractic care. Some clinics directly bill many major insurance companies. Contact your insurance company directly if you don't know if your plan covers chiropractic care.

How much does OHIP cover in USA? ›

OHIP pays up to $400 CAN per day in U.S. hospital costs, depending on level of care. The plan also reimburses outpatient visits at $50 CAN per day.

What does the Ontario government cover for seniors? ›

Once you turn 65, most of the cost for approved drug prescriptions will be covered under the Ontario Drug Benefit (ODB) Program. If you want to know if your prescription is covered, you can search here. Ontario also offers several free vaccines for those 65 years of age and older.

Will my Canadian health insurance cover me in the US? ›

Do you need travel insurance while travelling to the USA from Canada? Although we share a border with the States, your provincial or territorial health plan may not cover your medical fees or may only cover a small portion when travelling outside of Canada.

Why is vitamin D test not covered by OHIP? ›

In June, Ontario's Health Technology Advisory Committee concluded that the routine use of vitamin D testing for the general population could not be justified based on current evidence, and that people should follow Health Canada's recommendations on diet and vitamin D supplementation.

Does OHIP cover surgery in Ontario? ›

Including all medically necessary procedures. Medically necessary surgeries, such as those required to treat a serious health condition or injury, are typically covered by OHIP. Elective surgeries, on the other hand, may be covered on a case-by-case basis depending on medical necessity and other factors.

Does OHIP cover ingrown toenail surgery? ›

Many patients do not know that this procedure is covered by the Ontario Health Insurance Program. To have your toenail assessed by Dr. Kundhal, please have your family doctor send a referral and Dr. Kundhal would be pleased to see you in a timely fashion.

What is full coverage insurance Ontario? ›

“Full coverage” generally means that you have comprehensive, collision and liability coverage. However, sometimes insurance companies include extra coverages as part of this package, like rental cars or ticket forgiveness.

Does OHIP cover an ambulance in Ontario? ›

The Ontario Health Insurance Plan (OHIP) pays for a wide range of health care services. It pays for basic medical and emergency services. OHIP may pay for all or part of the cost of an ambulance depending on the circ*mstances.

What are fully insured health plans? ›

What is a fully insured health plan? A fully insured health plan is a traditional type of insurance option sponsored by an employer. The employer pays monthly and yearly premiums to the insurance company, with fixed annual amounts based on how many employees are enrolled in the health plan.

What is the maximum Ontario health premium? ›

Overview. The health premium is paid by Ontario residents through the personal income tax system. Money collected through the tax helps fund Ontario's health services. The health premium ranges from $0 if your taxable income is $20,000 or less, to $900 if your taxable income is more than $200,600.

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