Non-Insured Walk-in Clinic – Access Alliance (2024)

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The Non-Insured Walk-in Clinic (NIWIC) offers confidential primary care services to people who do not have health insurance. We now offer you care on a “walk-in’’ and appointment basis – see our hours below.

We do not charge for the care we provide. The clinic team providing care includes a Nurse Practitioner (NP), nurse, midwife, secretary and peer health support worker. The Midwife is available on Thursdays from 12 pm to 7:30 pm. The NIWIC is closed on all statutory holidays.

We are located at AccessPoint on Jane, 761 Jane Street (2nd Floor). Our number is 416- 760-8677.

When you come to the clinic please wear a mask and bring a list of any medications you may be taking and any medical records that may be important for our team to know about your health.

Hours

What days are the NIWIC open?What time is the NIWIC open?Do I need an appointment to come to the NIWIC?When is the best day for me to come to the NIWIC?
MONDAY
Clinic doors and registration opens at 9:30 am. We start seeing clients at 12:30 pm.
The last client seen is at 7 pm.
No appointment required for today’s walk-in clinic, however clients must register. Please be aware that spots can fill up quickly.Walk-in clinic day:
Episodic care for both new and existing NIWIC clients.
TUESDAY
Appointments available from 9:30 am – 12 pm.Appointment required.
Please call ahead to book your appointment.
Appointment day:
For both new clients and for existing NIWIC clients with a new medical issue.
WEDNESDAY
Appointments available from 1 pm – 4 pm.Appointment required.
Please call ahead to book your appointment.
Appointment day:
For both new clients and for existing NIWIC clients with a new medical issue.
THURSDAY
Clinic doors and registration opens at 9:30 am. We start seeing clients at 12:30 pm.
The last client seen is at 7 pm.
No appointment required for today’s walk-in clinic, however clients must register. Please be aware that spots can fill up quickly.Walk-in clinic day:
Episodic care for both new and existing NIWIC clients.
FRIDAY
Appointment required.
Please call ahead to book your appointment.
Appointment day:
Fridays are for pre-booked follow-up phone appointments only.

Who can use the NIWIC?

You can use the NIWIC if you:

  • Are a resident of Toronto, and
  • Do not have a family doctor, and
  • Do not have current coverage under the Ontario Health Insurance Program (OHIP), Interim Federal Health Program (IFHP), or Ontario Temporary Health Program (OTHP) or private health insurance
  • Do not have travel insurance, work insurance, or health insurance from another province

You cannot use the NIWIC if you are:

  • On vacation
  • A tourist
  • An American citizen
  • An official visa holder
  • A student with a work permit
  • An official visa holder
Non-Insured Walk-in Clinic – Access Alliance (2)

For more info on IRCC’s recent amendment to eTAs and visitor visa requirements for Mexican Nationals click here

Other clinics in Toronto that accept non-insured clients

You can find more information for people without immigration status and other newcomers at our Settlement Resources page.

NIWIC is a partnership between Access Alliance and the following community health centres:

Non-Insured Walk-in Clinic – Access Alliance (3)
Non-Insured Walk-in Clinic – Access Alliance (4)
Non-Insured Walk-in Clinic – Access Alliance (5)
Non-Insured Walk-in Clinic – Access Alliance (6)
Non-Insured Walk-in Clinic – Access Alliance (7)
Non-Insured Walk-in Clinic – Access Alliance (8)
Non-Insured Walk-in Clinic – Access Alliance (2024)

FAQs

What happens if you have no health insurance in Canada? ›

Canadian residents without valid provincial or federal health insurance plan, considered uninsured residents of Canada, and non-residents of Canada are responsible for all Hospital fees. Hospital fees are in addition to attending physician fees as billed by the physician.

Are walk-in clinics free in Ontario? ›

Under Canada's universal healthcare system, basic necessary medical services are covered when you present your valid health card. While walk-ins are generally free, you might be charged a fee if you don't live in that province or territory.

Can you see a doctor in Canada without health insurance? ›

The Non-Insured Walk-in Clinic (NIWIC) offers confidential primary care services to people who do not have health insurance.

Can a visitor to Canada go to a walk-in clinic? ›

Canadians (and tourists!) without a family doctor have two options—walk-in clinics or hospitals.

Can you go to Canada without insurance? ›

Do I Need Travel Insurance for Canada? There are no requirements for U.S. citizens to have travel insurance coverage as a condition of entry to Canada. However, most Canadian hospitals do not accept U.S. health insurance or Medicare.

Should you ever go without health insurance? ›

It's generally never a good idea to skip health insurance coverage due the financial risk of ending up with whopping medical bills.

How much does a walk-in clinic cost in Canada? ›

An urgent care or walk in clinic will charge from $50 to $90 for an office visit for a non resident in Canada. This is what you would do in order to get a prescription for buying your meds in Canada.

Are walk in clinics private in Canada? ›

Same as in the USA. They are private businesses and they get their funding by the doctors being paid a fee for each patient they see with a medical issue covered by the medical insurance plan of the province or territory where they are located.

Do doctors in Ontario get penalized if their patients visit walk-in? ›

'We lose dollar for dollar' The fee-for-service plan, Glazier explained, is still the dominant financial plan in Ontario. If a patient goes to a walk-in clinic instead of their physician, their doctor will not get financially penalized. But under the FHO plan, a family physician can get penalized.

Can Americans get free healthcare in Canada? ›

Foreigners will receive emergency care, but non-urgent medical treatment won't be covered. To make sure you won't have to pay for all of your medical expenses, you should sign up for an international health insurance plan.

Can an American go to the doctor in Canada? ›

They can, yes, if they can find one to take them. But they'll need to pay cash or credit (typically in advance) for whatever they want done. On the plus side, it'll likely be 1/3 or less of the cost of the bloated procedures in the US. Yes, an American can visit a Canadian doctor.

What happens if an American gets sick in Canada? ›

If I get sick or have an accident while visiting Canada, will the Government of Canada pay for my medical treatment? Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.

Can Americans go to urgent care in Canada? ›

The government also advises visitors to purchase health insurance to cover any emergency medical expenses before they enter the country. Ultimately, medical treatment in Canada for foreigners is done at the expense of the visitor – unless, of course, the visitor has travel insurance that covers it.

What is the wait time for walk-in clinics in Canada? ›

The national wait time average across Canada in 2023 was 68 minutes, a 31 minute increase from 2022 when it was 37 minutes.

What happens if you go to the hospital without insurance in Canada? ›

Patients that are not covered by Canadian provincial health plans are expected to pay their hospital bills directly since the Hospital does not have the resources to provide care free of charge. The care that is being provided to you is costly and requires payment at the time the care is provided.

Can I stay in Canada without health insurance? ›

Canada does not pay for hospital or medical services for visitors. You should get health insurance to cover any medical costs before you come to Canada.

Is it mandatory to have health insurance in Canada? ›

In Canada, there is no federal law mandating that individuals have health insurance. However, some provinces and territories require residents to have health insurance coverage in order to access publicly funded healthcare services.

Is healthcare free in Canada without insurance? ›

All citizens and permanent residents in Canada have free access to medically necessary services through a doctor or hospital. Taxes fund this system, called Medicare, and while it's often referred to as “universal healthcare,” there's not actually one single national health insurance plan.

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