Travel & Holiday Insurance for High Cholesterol Medical Conditions (2024)

FAQs

Is high cholesterol a medical condition for travel insurance? ›

If you're about to sign up for travel insurance, make it clear that you have this condition when you register. If you don't tell your insurer about a pre-existing medical condition (including high cholesterol), you may not be able to claim if something happens as a result of your condition on holiday.

In many cases, particularly if your cholesterol is well controlled by medication, adding this to the policy should not impact the price of your insurance.

Examples of pre-existing medical conditions include, diabetes, asthma, high cholesterol or a long-term back condition.

What is considered high cholesterol when applying for life insurance? Typically, cholesterol over 200 is considered borderline high from a medical perspective. However, insurance companies may still offer preferred best rates for people with cholesterol of 275 or 300.

Too much bad cholesterol in your blood can increase your chance of getting heart disease, stroke, and other problems. Common medical terms for high blood cholesterol are lipid disorder, hyperlipidemia, or hypercholesterolemia, with the last being the most precise.

Sitting still for long periods – such as during long flights – can cause changes in blood circulation and can increase the risk of a clot. Particularly if you have a circulatory condition such as high cholesterol. You may want to consider buying an aisle seat and 'flight socks'.

Legitimate claims

According to the United States Travel Insurance Association, one out of every six insureds ends up filing a claim, and less than 10 percent of those claims are denied. If your travel insurance claim is denied, you may be upset,. However, getting upset is not going to help you.

Lovastatin was followed by simvastatin (Zocor^®), fluvastatin (Lescol^®), pravastatin (Pravachol^®), atorvastatin (Lipitor^®), pitavastatin (Livalo^®), and rosuvastatin (Crestor^®). Every statin listed here is on the FAA Accepted Medications Database as approved for use while flying.

What is the medical condition called when you have too much cholesterol? ›

Development of atherosclerosis

If there's too much cholesterol in the blood, the cholesterol and other substances may form deposits called plaque. Plaque can cause an artery to become narrowed or blocked. If a plaque ruptures, a blood clot can form.

Cholesterol plaque and calcium cause your arteries to become hard and narrow. So, your heart has to strain much harder to pump blood through them. As a result, your blood pressure becomes too high. High blood pressure and high cholesterol are two of the biggest causes of heart disease.

Here are the ranges for total cholesterol in adults: Normal: Less than 200 mg/dL. Borderline high: 200 to 239 mg/dL. High: At or above 240 mg/dL.

If your levels of LDL cholesterol are too high, it can build up on the walls of your arteries. This buildup is also known as cholesterol plaque. This plaque can narrow your arteries, limit your blood flow, and raise your risk of blood clots.

It's unlikely that you'll be declined life insurance due to having high cholesterol, however if you have other medical conditions, smoke or are overweight (when combined with high cholesterol) then this could affect your eligibility.

Travel and holiday insurance for people with heart conditions. Heart conditions - it's a vague term and could be anything from heart arrhythmia to heart failure, disease, angina or heart attacks.

If your high cholesterol has caused you to suffer other serious medical conditions, and you're unable to sustain gainful employment, you may be eligible for disability benefits from the Social Security Administration (SSA). However, the SSA won't approve your disability claim simply because you have high cholesterol.