Car Insurance Claims | Allianz Australia (2024)

You don’t need to arrange any repair or replacement quotes prior to talking to us. When you lodge your claim one of our consultants will walk you through the assessment process. They'll advise you of the next steps in the claims process.

An excess is the amount you'll need to contribute towards a claim. All applicable excesses for Allianz Comprehensive or Third Party Property Damage Car Insurance are shown in your policy documentation. Where you or the driver of your car are involved in an accident and are deemed to be not at fault and you can provide us with the responsible party’s details, you may not have to pay an excess.Refer to your PDS for more information.

Our claims team will always advise you when you'll need to pay an excess and how it can be paid. If you're unsure about your claim, or have any queries about our claims process, contact our claims team on 13 10 13.

Charging an excess helps to keep the costs of premiums down by reducing the number of small claims. The amount and type of excess you have to pay will be shown in your policy documentation. For full details of conditions and exclusions, refer to your policy documentation or the relevant PDS.

If you have Allianz Comprehensive Car Insurance:

  • Contact police / ambulance if people are injured.
  • Get the name, address, phone number, email address, licence number, and insurer of other drivers involved.
  • Record the registration numbers and make and model of the vehicles involved.
  • Try to get names, addresses, phone numbers and email addresses of witnesses.
  • Where possible try to get photos of any damages caused and vehicles involved where it’s safe to do so.
  • If your car isn't driveable, call us and if you have comprehensive car insurance we’ll arrange for it to be towed somewhere safe and cover the reasonable costs of towing and storage. Make sure you have the address details so that you can let us know where your car is located.
  • Report that your vehicle has been stolen to the police as soon as possible and record the police report number when it is issued to you.
  • Once the Police have been notified,if you have Allianz Comprehensive Car Insurance submit a claim online, or call our claims department on13 10 13and one of our friendly consultants will take you through the claims process.

If you have Allianz Comprehensive Car Insurance and your car is repairable, you can choose your own repairer, or you can use one of our selected repairers1.We may authorise repairs, pay you reasonable repair costs or the car's agreed value, or replace your new car where policy conditions are met.

For help finding a repairer, start your claim online, or call us on 13 10 13 and one of our friendly claims service consultants will take you through the claims process.

Once you’ve lodged an Allianz Comprehensive Car Insurance claim and you have a repairer, we’ll work with you and the repairer to help get you back on the road as soon as possible.Once repairs are complete, your repairer will contact you to collect your car.

Notify us of the incident by lodging your claim online or calling us on 13 10 13 and we will be able to advise you of the next steps. Please ensure you have the details of the person making the claim, your car details and the details of the accident.

If the damage was the fault of another person, you should contact their insurer for further details. You should call us if you're ever not sure whether you were at fault. Contact us on 13 10 13 and one of our friendly claims consultants will discuss this with you.

Car Insurance Claims | Allianz Australia (2024)

FAQs

How do car insurance claims work in Australia? ›

After you've made your claim, the insurer must contact you within 10 business days. They may accept or reject your claim, or ask for more information. If they reject your claim, they must do this in writing. Your insurer may contact any other drivers, their insurers, and any witnesses who saw the accident.

Is there a time limit on car insurance claims in Australia? ›

Is There a Time Limit on Car Insurance Claims? Most insurers do not have a strict time limit for lodging property damage claims under Comprehensive car insurance policies. However, time limits can apply for lodging claims under Compulsory Third Party (CTP) insurance – these limits vary depending on the state.

What are the most common insurance claims in Australia? ›

Domestic Home insurance is designed to provide cover for your home and personal contents against specified insured events. If you do have to make a claim, there's a good chance it could be for one of the 3 most common events: fire, storm or water damage.

How long does an insurance company have to settle a claim in Australia? ›

If no exceptional circ*mstances: they must decide to accept or deny your claim within 4 months of receiving it. If there are exceptional circ*mstances: they must decide to accept or deny your claim within 12 months of receiving it.

What to do after a car accident in Australia? ›

Here are the seven steps following a car accident:
  1. Stay calm and think clearly.
  2. Check for accident injuries.
  3. Move vehicles to a safe location.
  4. Call the police.
  5. Exchange driver information.
  6. Take pictures and videos.
  7. File a claim with your insurance company.

What happens if I'm at fault in a car accident in Australia? ›

If you were at-fault in a car accident, the other driver can try to recover the cost of repairs to their vehicle. If the other car is insured the owner can choose whether to make a claim on their insurance policy. If they make an insurance claim their insurer will handle the claim and should contact you.

Can you sue someone for a car accident in Australia? ›

The time limit for making a claim for damages and losses resulting from a car accident is six years from the date of the accident. If you think you may be outside the time limit, you will need to ask the court for permission to start a case out of time. Before starting a case, you should get legal advice.

Does your insurance go up after a claim that is not your fault? ›

Under California law, an insurer cannot increase your premiums when you aren't at fault.

How much does insurance go up after a minor accident in Australia? ›

How much does car insurance increase after a claim? Although the amount will depend on who's to blame, the severity of the accident, and your own driving record, you should expect your car insurance to increase by about 20-50% after making a claim.

Why is insurance so expensive in Australia? ›

"Currently motor vehicle premium prices are rising because of the increasing value of motor vehicles making them more costly to replace, inflation and supply chain issues driving up repair labour costs and the price of motor parts, and the increasing cost of capital for insurers driven by ongoing extreme weather events ...

Which insurance company is best at paying claims in Australia? ›

The following insurers all received above average and excellent ratings from customers with settled claims:
  • RACQ (94%)
  • RACV (90%)
  • AAMI (74%)
  • NRMA (69%)
  • Budget Direct* (66%)
  • Allianz (60%).
Nov 1, 2023

What is the most reliable insurance company in Australia? ›

10 Top Life Insurance Companies 2024
  • TAL Life Limited: Ranks 1st, with a market share of 33.8%.
  • AIA Australia Limited: Ranks 2nd, with a market share of 17%.
  • Zurich: Ranks 3rd, with a market share of 14.8%.
  • MLC Limited: Ranks 4th, with a market share of 10.4%.
  • Resolution Group: Ranks 5th, with a market share of 7.0%.

What is a cash settlement for car insurance Australia? ›

A cash settlement may be offered so that you can manage the repair or rectification works yourself. A cash settlement can be for part of the repair or for the entire amount of your claim. If you accept a cash settlement, your insurer may not guarantee the quality and workmanship of the repairs.

What is the settlement policy in Australia? ›

WHAT IS SETTLEMENT? Migrants come to Australia for various reasons and for different lengths of time. The first five years of permanent residence in Australia after arrival is generally considered the settlement period.

Why is a car claim taking so long? ›

Car accidents can take a long time to settle for the following reasons: Length of Medical Treatment. Collecting Medical Bills & Records and Other Evidence. Negotiations & Litigation.

Should I contact my insurance company if I am not at fault in Australia? ›

If you find yourself in a situation where the driver at fault wasn't insured, it's best to speak to your insurer as soon as possible. If you're not ready or unsure whether you want to lodge a claim, they can put a report in their system. It's best to do this right away, when all the details are still fresh in you head.

Do insurance companies share claims history Australia? ›

The IRS data registry enables insurers to share claims data with other insurers, as permitted in their privacy policy and in compliance with the Australian Privacy Principles.

Top Articles
Latest Posts
Article information

Author: Fr. Dewey Fisher

Last Updated:

Views: 6520

Rating: 4.1 / 5 (62 voted)

Reviews: 93% of readers found this page helpful

Author information

Name: Fr. Dewey Fisher

Birthday: 1993-03-26

Address: 917 Hyun Views, Rogahnmouth, KY 91013-8827

Phone: +5938540192553

Job: Administration Developer

Hobby: Embroidery, Horseback riding, Juggling, Urban exploration, Skiing, Cycling, Handball

Introduction: My name is Fr. Dewey Fisher, I am a powerful, open, faithful, combative, spotless, faithful, fair person who loves writing and wants to share my knowledge and understanding with you.