What is a covered reason for trip cancellation? | Allianz Global Assistance (2024)

FAQs

What is a covered reason for trip cancellation? | Allianz Global Assistance? ›

The complete list and descriptions of covered reasons are provided in your travel insurance policy certificate. Make sure to read and understand them. Here are some examples: The unexpected death, sickness or injury of you, a travelling companion, or a family member.

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan.

Sickness, injury, death, or quarantine of a member of your travel party. A delay that causes you to miss or interrupt any part of your covered trip due to weather, mechanical reasons, or travel advisory. Loss or damage to your baggage and personal effects due to theft, burglary, fire, or transportation hazards.

“Cancel for any reason” travel insurance is different. This type of plan, often abbreviated as CFAR travel insurance, can reimburse you for most, but not all, of your lost prepaid expenses when you cancel a trip for any reason that's not named in your plan.

Claims due to known, foreseeable, or expected events, epidemics, government prohibitions, warnings, or travel advisories or fear of travel are generally not covered (coverage can vary by state.)

If you end up needing to cancel your trip due to a Covered Reason, this Cancellation Plan helps you recover your non-refundable trip expenses which you prepaid before leaving. There are also benefits if you need to interrupt or delay your trip, as well as for lost, stolen or delayed baggage.

For the fastest service, you can cancel your plan by visiting our online plan management tool. For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip.

The Covered Reasons for trip cancellation are a specific list of certain unforeseen events that, when they occur, may mean you are eligible to make a claim if you have to cancel your trip. The complete list and descriptions of covered reasons are provided in your travel insurance policy certificate.

The details vary from provider to provider and with each plan. If you do need to cancel, you will be reimbursed 100% of the prepaid, non-refundable trip cost for which you are insured and can provide documentation. All of this coverage, is only if the trip is cancelled due to a specific, unforeseen covered reason.

How do I cancel my Allianz Global Assistance policy? ›

The steps to take in order to request a refund for a travel insurance policy within the outlined Review Period may vary based on your provider. If you purchased a policy through Allianz Global Assistance, the fastest way to cancel travel insurance it to visit the online policy management tool.

Trip Cancellation Coverage provides reimbursem*nt for the covered losses you incur for a trip that is cancelled before your departure date. The total amount paid for your trip cancellation will not exceed the coverage maximum of $20,000.

Before your trip - If you have to cancel your trip, due to a covered reason, before you head off on holiday, we may reimburse you for your pre-paid non-refundable travel investment (e.g. hotel fees);

If you cancel your trip for a Covered Reason, you must notify Allianz Global Assistance and your travel supplier(s) within 24 hours of the cancellation to qualify for full reimbursem*nt.

Travel insurance can provide cover if you need to cancel your flight. This means that if you have to cancel your flight or your holiday for an insured reason such as illness, redundancy or your home becoming uninhabitable you can make a claim on your travel insurance to recoup the cost.