Our Travel Insurance Benefits | Travel Guard (2024)

FAQs

Is Travel Guard a good travel insurance company? ›

After researching and rating 20 different travel insurance companies, the MarketWatch Guides team awarded AIG Travel Guard 4.6 out of 5 stars based on our comprehensive provider review methodology. AIG offers eight policies that can provide medical and trip coverage for a wide variety of traveler needs.

For you frequent travelers out there, we have the Travel Guard Annual Travel Plan with essential coverage for multiple trips throughout the year. You'll get 24/7 travel assistance services, along with coverage for medical expenses, trip interruption, lost or delayed baggage and medical evacuations.

Travel Inconvenience Benefits

Pays up to the Maximum Limit shown on the Schedule of Benefits if certain unforeseen events occur, such as a flight delay, runway delay or cruise diversion. Additional payable reasons can be added by purchasing the Inconvenience Bundle.

You may be eligible for a refund of your premium under the following conditions: You are requesting a refund from Travel Guard within 15 days of purchasing your policy, Your request for a premium refund is made prior to the departure date listed on your policy, and. You have not filed a claim.

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

If your trip is canceled for a covered reason, a policy will often reimburse airline tickets, hotel rooms, rental cars, tours, cruises and other prepaid, non-refundable expenses.

Medical expense coverage for extended overseas travel (up to 365 days).

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.

Does Travel Guard cover flight delays? ›

Travel Guard offers a few options for flight insurance plans. Coverage for the cost of your flight and flight-related inconveniences (like missing your connection or tarmac delay) is included on several of our comprehensive plans.

Travel insurance with flight cancellation coverage is integral to smart trip planning. It protects you from financial losses if you cancel your trip. You can cancel your flight due to carrier-related issues, adverse weather conditions, or personal circ*mstances such as illness, accidents, or injuries.

Reviewed by 6601 customers

I always purchase travel insurance from this company. I feel secure when I travel and once when I had to cancel a trip due to illness, the claim process was seamless and hassle-free. I would recommend this company.

Cancel for Any Reason Reimburses up to the Maximum Limit shown on the Schedule of Benefits if you cancel your Trip for any reason, not otherwise covered under the travel insurance plan, up to 48 hours prior to your scheduled departure.

A travel insurance plan from Travel Guard helps to protect your trip investment with coverages like trip cancellation and interruption, medical expense and evacuation, lost or delayed baggage and more.

Millions of travelers each year trust AIG's Travel Guard to cover their vacations. Travel insurance plans provide coverage for certain costs and losses associated with traveling. Travel Guard® helps you navigate canceled flights, lost bags, sudden health emergencies, and much more—almost anywhere in the world.

You can submit your claim online in two easy steps: Sign in to your FWD Online services account to start. Alternatively, click here to submit your claim via our webform. Our Claims team will review your claim submission and send you an email acknowledgement within the next two working days.