U.S. Bank Cash+ Card Travel Insurance (2024)

FAQs

Does U.S. Bank cash Plus offer travel insurance? ›

Chip Lupo, Credit Card Writer

No, the U.S. Bank Cash+ credit card does not have travel insurance. While the U.S. Bank Cash+ credit card does have benefits such as travel and emergency assistance services and concierge services, travel insurance is not among the card's perks.

Cardholders are covered up to the actual cash value of rental vehicles with an original manufacturer's suggested retail price of up to seventy-five thousand dollars ($75,000.00) when new. To get coverage, a cardholder must pay for the rental entirely with an eligible U.S. Bank credit card.

Your U.S. Bank Cash+® Visa Signature® Card packs Visa Signature benefits that can offer additional value on top of rewards. As part of this program, you'll get retail and travel protections such as extended warranty protection and auto rental collision insurance, discounts, digital tools and more.

With the U.S. Bank Cash+^® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases.

Yes, cards issued by U.S. Bank can be used in most foreign countries. If you're planning to travel and want to use your card, let us know. This will help reduce declined transactions on your trip.

Deposits are insured up to at least $250,000 per depositor, per FDIC-insured bank, per ownership category.

Interest rate: 0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.49%-29.74% Variable APR. Balance transfer fee: 3% of the amount of each transfer or $5, whichever is greater. Foreign transaction fee: 3%.

U.S. Bank Cash+® Visa Signature® Card pros and cons

You can tailor your cash back rewards to the products and services on which you spend the most each quarter, earning you maximum rewards. You won't have to pay an annual fee for this card, which is a plus considering how much control you have over where you earn.

Chase Freedom Unlimited® earns bonus cash back in specific spending categories, while the U.S. Bank Cash+ card offers rotating bonus cash back categories. Both come with welcome bonus offers, intro annual percentage rate (APR) offers on purchases and balance transfers, and no annual fee.

The credit limit for the U.S. Bank Cash+® Visa Signature® Card typically varies from $300 to $20,000 or more.

What is the purchase protection on a U.S. Bank cash plus credit card? ›

U.S. Bank purchase protection covers the damage or theft of eligible purchases for up to 90 days after the purchase date. Purchase protection will reimburse eligible U.S. Bank cardholders up to $10,000 per item and up to $50,000 per cardholder.

The U.S. Bank Cash+® Visa Signature® Card is hard to get because it requires good credit for approval, which means you need a credit score of 700+ to have good odds of being approved.

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

Cancellations, medical expenses, evacuations, loss or delays, and 24/7 assistance. These are the 5 basic types of coverage provided with vacation insurance. This is the #1 concern with most travelers. Plane tickets, cruise fare, tour packages, hotel rooms, charter fishing boats, golf greens fees.

TSA PreCheck ^® or Global Entry®

Enjoy up to $100 in statement credits to reimburse your application fee once every four years.