Missed Connection Coverage | Missed Connection Travel Insurance (2024)

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Select two or more policies using the 'add to compare' function to compare them side-by-side in a clear and helpful format. When quoting and comparing, you can click on any benefit to launch a window with coverage details, definitions and exclusions.

Missed Connection Coverage - Travel Insurance Benefit

When delays happen, travelers can miss cruise or flight connections. Missed connection coverage is not the same as trip delay coverage. Trip delay insurance covers expenses incurred because of a defined delay. However, missed connection trip insurance covers expenses that stem directly from missing a connection due to unforeseen circ*mstances that are out of the traveler’s control.

Compensation Limitations Of Airline And Cruise Carriers

Missed Connection Coverage | Missed Connection Travel Insurance (10)Airline and cruise carriers do not always have to provide monetary compensation for all missed connections. If a missed connection is caused by mechanical problems on a plane or overbooking a flight, the airline must compensate travelers if their flight arrives more than an hour past the original scheduled time. For short delays of an hour or two, the airline must reimburse travelers for the lesser of double the ticket price or $650. The reimbursem*nt amount increases to the lesser of four times the amount of the ticket or $1,300 if the delay exceeds 2 hours. Compensation rules vary with cruise carriers. Always check with them about their policy on this before booking a cruise.

What Missed Connection Insurance Covers

This type of trip insurance covers expenses related to missing a flight because of a delay on another flight. For example, a traveler would be compensated if the first plane sits on the tarmac for 4 hours because of mechanical errors or weather issues and causes that person to miss the next flight on the itinerary. It also covers a missed flight due to an accident or unforeseen road delay on the way to the airport. This form of travel insurance will not cover a missed connection or flight because of a passenger oversleeping, spending too much time sightseeing or a similar issue that is the traveler’s fault.

Missed connection coverage is usually an added feature on a travel insurance policy package. If there are multiple flights on the itinerary or flights mixed with cruises, it is smart to purchase missed connection coverage. The policy limit is a set dollar amount, and reimbursem*nt may be less than or as high as that limit. There are different limits from one company to another. Since not all companies have the same terms when it comes to reimbursem*nt for missed connections, always compare several trip insurance policies and their terms before making a final selection.

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Missed Connection Coverage | Missed Connection Travel Insurance (2024)

FAQs

Does travel insurance cover if you miss a connecting flight? ›

You're covered for travel and accommodation expenses if: You miss your connecting flight because of a motor vehicle (or rail, bus, marine) accident you're involved in. You miss your flight because of natural disasters, severe weather, hijacking, riots or civil unrest.

What does missed connection mean on travel insurance? ›

What Is Missed Connection Insurance? Missed connection insurance reimburses you for costs incurred because you miss a flight, cruise or other transportation connection due to an unexpected event covered by the policy. It is typically sold as part of a travel insurance plan or it can be purchased as an add-on coverage.

Are you covered if you miss a connecting flight? ›

Whether insurance will cover a missed connecting flight due to missing the original outbound flight hinges on the reasons behind the miss. Valid reasons such as significant public transport delays or extreme weather might lead to a successful insurance claim.

What does missed connection mean in insurance? ›

Missed Connection can reimburse the additional costs for a traveler to catch up to their trip if they miss their departure for a covered reason. To be covered by the Missed Connection benefit, a traveler must experience a common carrier delay that lasts a specified amount of time, typically 3, 6, or 12 hours.

What are my rights if my flight is delayed and I miss a connecting flight? ›

In most cases, US airlines will put you on the next available flight for free. (Even some ultra-low-cost carriers, like Spirit and Allegiant, will rebook you on the next flight for free if the missed connection is due to a flight delay.)

Will an airline put me on another flight if I miss a layover? ›

If a passenger has booked all legs of their journey with one single booking the airline must offer alternative transportation as soon as possible. If the passenger has booked the flights separately – with different airlines, and the first is delayed, there is nothing to be done if they miss their connecting flight.

Who is responsible if I miss a connecting flight? ›

Missing a Connection with the Same Airline

If you miss your connection booked with the same airline that your were on for your first flight, and the issue is due to a delayed take off or anything else that's in the hands of your airline, it's the airline's responsibility to rebook you on the next available flight.

How do I claim for missed connection? ›

What should I do if I miss a connecting flight due to flight delay?
  1. Get the airline to provide you with confirmation of the cause of the delay.
  2. Collect relevant documentation, such as receipts and vouchers.
  3. Claim your basic benefits and services at the airport.
  4. Determine the amount of your claim using our calculator.

What is the difference between missed connection and trip delay? ›

Trip delay insurance covers expenses incurred because of a defined delay. However, missed connection trip insurance covers expenses that stem directly from missing a connection due to unforeseen circ*mstances that are out of the traveler's control.

How do you deal with a missed connection? ›

Contact the airline right away.

And if the next available flight is in the morning, they can help you book hotel accommodations for the night. They can also track your luggage so that it arrives at your final destination when you do.

What is the difference between trip delay and missed connection? ›

Missed connection coverage to help you continue your trip after missing a connecting flight or cruise. Trip delay coverage to reimburse you for meals, accommodations and lost prepaid expenses if your trip is delayed more than minimum amount of time outlined in your.

What is travel delay vs missed connection? ›

The airline may choose to accommodate you by booking you on another flight, but that's their discretion, and you may be on the hook for change fees or even fare differences. If you miss a connection because your first flight was delayed, you're entitled to compensation depending on what caused the delay.

What does missing a connection mean? ›

Without the context, "missed connection" may be interpreted in two ways: 1. a connection you wanted to make which failed to work out - like a telephone call. In this case "missed" means a "failure", and "connection" a communication channel. 2. an old relationship that no longer exists which you wish you still had.

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