HDFC Bank Savings Account: How to Open HDFC Bank Savings Account Online and Offline? (2024)

HDFC Bank offers a range of savings accounts tailored to meet financial needs of different individuals. With HDFC Bank Savings Account, you can manage your finances with ease and enjoy a host of benefits, including attractive interest rates, easy fund transfers, online transactions, and much more.

HDFC Bank Savings Account Opening Online

The following steps below will take you through the process ofhow to open a savings account in HDFC Bank.

1. Visit the online portal of HDFC Bank via your mobile or laptop to create an InstaAccount.
2. From the menu, choose ‘Savings Account’ and select ‘Apply Online’.
3. A pop-up will appear where you have to select your city to go ahead with your savings account opening application.
4. A new page will open, here you must select whether you are an existing customer or a new user of HDFC Bank. You might also need to fill up certain details to proceed with the application process.
5. The HDFC Bank portal will provide an application form. Fill up the required details correctly and upload scanned copies of the mentioned documents.
6. To complete the KYC verification process, a bank representative will visit your registered address to verify the authenticity of your details. You can also opt for the video KYC process wherein, you can attend a simple video call with a bank representative and follow the necessary steps.
7. After successful KYC verification, the bank will verify your eligibility and your application. Following this, they will activate your HDFC Bank savings account.
8. The bank will send a welcome kit to your registered address. This kit will include a chequebook, ATM/ debit card and PIN.

Once HDFC Bank activates your account, you will receive a notification by SMS and email. After this, you can make deposits or conduct ATM transactions through the HDFC savings account.

HDFC Bank Savings Account Opening Offline

You can follow the simple steps below forHDFC Bank savings account opening by visiting the bank in person.

1. Visit the HDFC Bank branch nearest to your location.
2. The bank authorities will provide you with an application form. Fill this up by entering the necessary details from your documents correctly.
3. Submit the form to the counter along with the required documents.
4. The bank representative will check and verify the information and approve your application.
5. Following this, the bank will activate your bank account. You will also receive a notification in your registered email and phone number stating the same.
6. You will also receive your HDFC Bank savings account welcome kit which will consist of your ATM card, chequebook and other booklets.

HDFC Bank Savings Account Opening Form

you can download this form and submit it to the nearest HDFC Bank branch to your location or apply online. You must fill in the following details in theHDFC Bank Savings Account openingform.

• Applicant/applicants’ name, nationality, date of birth, PAN and Aadhaar details.
• Residential address of applicant(s)
• Contact details like email ID and mobile number
• Customer profile information of all the applicants.
• Close relative declaration

HDFC Bank Savings Account Opening Eligibility

To open anHDFC Bank savings account online and in person, you must fulfil the following eligibility criteria.

• You must be a resident citizen of India, and HUF to open an HDFC Bank savings account
• As an applicant, you must be 18 years old to open a savings account. However, parents can open savings accounts for minors.
• Foreign nationals residing in India for above 180 days can open a savings account with HDFC Bank.

HDFC Bank Savings Account Opening Documents

Now, let us take you through thedocuments required for the HDFC Bank savings account opening process.

1. Proof of Identity

• Passport
• Aadhaar card
• PAN card
• Voters’ ID card
• Driving Licence

2. Proof of Address

• PAN card
• Aadhaar card
• Utility Bills (telephone, electricity bills maximum 2 months old)
• Passport or Visa
• Ration Card
• Bank statement or Passbook
• Voters ID
• Rent Agreement
• Flat maintenance bill

3. Two recent passport-sized photos
4. Form 16 of PAN card
5. Qualification Certificate (optional)

HDFC Bank Account Opening Minimum Balance

The minimum initial balance for HDFC Bank is Rs. 10,000 for account holders in urban branches. However, the minimumHDFC Bank savings account opening balance for account holders in semi-urban branches is Rs. 5000 and Rs. 2500 for branches in rural area.

Helpline Number

For any queries regardingHDFC Bank savings account opening process, you can contact the bank’s customer service desk.

The helpline number for HDFC Bank is 1800 1600 / 1800 2600 / 1800 202 6161 (Accessible across India).

The helpline number for customers travelling abroad is +9122 61606160

HDFC Bank offers both IVR transaction facilities and assigns agents to resolve customer issues. You can avail IVR transactions any time of the day and week. However, HDFC Bank agents will be available from 8 am to 8 pm every day.

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