Getting sick or injured in Canada | Allianz Global Assistance (2024)

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Information for Quebec residents. Information for Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance.

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Getting sick or injured in Canada | Allianz Global Assistance (2024)


What happens if a tourist gets sick in Canada? ›

If during your visit to Canada you get sick or injured, the Canadian government won't pay for any hospitalization or emergency medical services for visitors. Also, if you don't have proper medical insurance coverage, you will be liable to pay for any medical service out of your own pocket.

What happens if I get injured in Canada? ›

The Canada Health Act works to ensure that Canadians receive most of their medical care for free, but this does not apply to those visiting from outside the country. If you are injured, you will need to use your own health insurance or pay out of pocket for the medical care you receive in Canada.

Does travel insurance cover if you get sick? ›

You will usually receive reimbursem*nt if your trip is cancelled for: unexpected illness or injury of you or a traveling companion that deems you unfit to travel; hospitalization or death of non-traveling family member; weather or common carrier issues; unforeseen natural disaster at home or the destination; a legal ...

How do I contact Allianz Global Assistance Canada? ›

Contact us
  1. Toll free phone: 1-800-461-1079.
  2. Local phone: 1-519-742-2800.
  3. Fax: 1-519-742-2581.

Can Americans get free healthcare in Canada? ›

Foreigners will receive emergency care, but non-urgent medical treatment won't be covered. To make sure you won't have to pay for all of your medical expenses, you should sign up for an international health insurance plan.

What happens if a foreigner goes to the hospital in Canada? ›

If you are not a Canadian resident with a valid health card, you will be responsible for the cost of your care. Health PEI charges fees for a variety of services which can differ between facilities. Fees are subject to change without notice. You may also be charged a fee for accessing your health records (fees vary).

Can an American go to urgent care in Canada? ›

Depending on your immigration status, the government of Canada provides free emergency medical services, even if you don't have a government health card. If you have an emergency, it is recommended to visit the nearest hospital. A walk-in clinic may charge fees if you're not a resident of that province or territory.

Can an American go to the doctor in Canada? ›

As a foreign visitor to Canada, you can visit any doctor or hospital, as long as you pay the bill. Relatively small amounts, you pay upon your visit. After you returned home, send the medical bill to your insurance company.

Can I go to the ER in Canada without insurance? ›

We do not have employers, insurance companies, or the government deciding what treatment we can have. Anyone who needs it can go to an Emergency room and get treatment. If they are not a Canadian resident or are a new resident who hasn't completed the waiting period (typically, 90 days), they will get a bill.

What conditions are not covered by travel insurance? ›

Conditions which may not be covered

Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.

What reasons are not covered by travelers insurance? ›

What Does Travel Insurance NOT cover?
  • Reasonably foreseeable events.
  • Known storms, epidemics, acts of war.
  • Travel restrictions imposed by government authorities.
  • Pre-existing conditions, unless the Premium plan is bought within the window for coverage.
  • Dangerous activities.

What if I get sick while traveling? ›

Special care if you become ill or injured while traveling

Contact the nearest U.S. Embassy or Consulate for a list of local healthcare providers and medical facilities. If your illness is serious, consular officers can help you find medical assistance. If you want, they can inform your family and friends.

What does Allianz Global Assistance do? ›

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people—anytime, anywhere. As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.

How do I use Allianz Global Assistance? ›

Allianz Global Assistance makes it simple. You can file a claim on the phone, by mail, online or using the TravelSmart app. Describe what happened, explain your losses, and upload supporting documentation, such as your travel itinerary and receipts. Then, choose how you want to receive payment for an approved claim.

What is Allianz Global Assistance? ›

Our global reach means that we help someone, somewhere in the world, every two seconds. Allianz Global Assistance offers expertise in product development, underwriting, claims management, medical assistance, medical case management, 24/7 call centre support, global capacity and innovation.

Can a tourist go to the hospital in Canada? ›

As a foreign visitor to Canada, you can visit any doctor or hospital, as long as you pay the bill. Relatively small amounts, you pay upon your visit. After you returned home, send the medical bill to your insurance company.

Can I go to urgent care in Canada as an American? ›

Urgent care in Canada: How to get help when you need it

Canada offers free emergency medical treatment regardless of immigration status, and you don't need a health card.

Can Americans go to the hospital in Canada? ›

It doesn't matter where in America you're from, whether Mexico or Bolivia, if you're not a Canadian resident you would have the responsibility to pay the bill for your treatment at a Canadian hospital. It's not free for visitors. It's not even free for residents.

Is healthcare free in Canada for foreigners? ›

Canada's free and public healthcare system is very generous when it comes to its own citizens and permanent residents. But when it comes to expats, it is not fully free. Non-residents will be expected to cover some costs on their own.

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