Frequently Asked Questions | Seven Corners, Inc. (2024)

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faq

What is travel insurance?

What type of travel insurance do I need?

Does my health insurance follow me when I travel?

Is there travel insurance for visitors traveling to the United States?

How do I choose a travel insurance plan?

Will my credit card provide coverage for me when I travel?

How much does travel insurance cost?

What are the most important considerations when you are buying travel insurance?

What documents do I receive when I buy a travel insurance plan?

What should I do if I lose my travel insurance documents?

What should I do if I need to make a change to my plan after I bought it?

What should I do if there is an emergency while I'm traveling?

What should I do if I need to extend my coverage for a longer time period?

How do I file a claim?

What is PHI?

Where are PHI forms located?

When do you need a PHI form?

When do you not need a PHI form?

Do you need a PHI form for children?

Can I authorize permission one-time to provide health insurance information?

What are covered reasons?

What is Cancel for Any Reason?

What are pre-existing conditions?

Are pre-existing conditions covered by trip protection plans?

What is my initial trip deposit date?

How much trip protection should I buy?

How do I cancel my travel insurance plan?

Can I put travelers on my trip protection plan who are not family members?

What steps do I take if I need to change my trip dates or other details?

What is a trip protection plan?

What is trip cancellation coverage?

What is trip interruption coverage?

What type of protection do Seven Corners Trip Protection plans provide for my belongings?

How do trip protection plans protect my trip cost?

What type of medical expenses do Seven Corners Trip Protection plans provide?

What does the trip delay benefit cover?

What are nonrefundable, prepaid trip costs?

Do I call you if I need to change my flight?

Are there travel destinations you do not cover?

Who can buy a trip protection plan?

What amount should I enter for trip cost when I buy a trip protection plan?

What can I do in the Seven Corners mobile app?

Can I extend my insurance coverage using the mobile app?

Where can I download the Seven Corners app?

Where can I seek medical help?

Does travel insurance cover physical activities and/or sporting activities?

What happens if I need to seek medical treatment on the weekend or late at night?

What should I do if I can't pay for my medical expenses while receiving treatment?

What is a guarantee of payment?

What if the local medical facilities cannot provide the medical treatment I need?

What should I do if my loved one has passed away?

How does a travel medical plan work with my domestic insurance when I'm traveling to a country outside of the U.S.?

If I am traveling overseas, do I have to contact Seven Corners first if I need medical care?

How expensive are medical costs abroad?

What is Travel Assistance?

Can you purchase travel insurance for a group?

Frequently Asked Questions | Seven Corners, Inc. (2024)

FAQs

Who underwrites seven corners travel insurance? ›

Insurance Benefits are underwritten by Crum & Forster, SPC. Non-Insurance Travel Assistance Services: These are not insurance benefits. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Is Seven Corners travel insurance primary or secondary? ›

The Seven Corners Trip Protection Basic plan provides secondary coverage, meaning it pays benefits after any valid primary insurance plan, which may include your U.S. health insurance, pays.

Does Seven Corners travel insurance have a deductible? ›

You select a deductible when you buy a plan. Options for our Seven Corners Travel Medical plans range from $0 to $5,000. A higher deductible will lower your premium because you'll be responsible for absorbing more of the cost of your claim. Essentially, you're taking on more of the risk.

What questions should I ask about travel insurance? ›

Questions to Ask Before Buying Travel Medical Insurance
  • How much does travel medical insurance cost? ...
  • How are medical benefits paid if I get sick or hurt while traveling? ...
  • What is not covered by travel medical insurance? ...
  • Does travel medical insurance cover my pre-existing conditions?

Is 7 Corners a good insurance company? ›

We recommend the company as a good option for international travel. Seven Corners offers significant coverage limits and add-ons like cancel for any reason (CFAR) and trip interruption for any reason (IFAR). You can also add coverage for pre-existing medical conditions with some plan types.

What travel insurance is best for seniors? ›

Things to consider for senior travellers

For short trips (less than 30 days), annual multi-trip cover or single-trip travel insurance will suit your needs. Longer trips will require long-stay travel insurance - it's often called backpackers' cover or extended trip insurance.

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Who owns Seven Corners travel insurance? ›

Co-founders Justin Tysdal and Jim Krampen started out working alone to reach their goal with one retail product. Now, still under Jim and Justin's leadership, the company has become an all-around, multifunctional organization of about 230 employees.

How long has Seven Corners been in business? ›

How long has the company been in business? Seven Corners has been taking care of travelers all over the world since 1993. Our decades of experience is evidence of our commitment to customers.

What are two disadvantages travel insurance? ›

Cost: Travel insurance will add to the overall cost of your trip. Some may choose to forgo it to save money, especially on shorter or less expensive trips. Exclusions and Limitations: Policies may have various exclusions and limitations, so it's essential to read the fine print.

What is a good amount of travel insurance? ›

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

What is the most common travel insurance claim? ›

By far, the most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can not only ruin your plans but also cause a severe financial strain.

Who is the underwriter for travel insurance direct? ›

The company is part of the nib group, with all insurance policies offered by Travel Insurance Direct underwritten by Pacific International Insurance Pty Ltd.

Which travel insurance is best at paying claims? ›

Our Top Picks for the Best Travel Insurance
  • AIG Travel Guard - Best for Add-Ons.
  • Allianz Travel - Best for Business Travel.
  • Generali Global Assistance - Best for Emergency Support Services.
  • HTH Travel Insurance - Best for Long-Term Insurance for International Travel.
  • Nationwide - Best Cruise Travel Insurance.
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