AAA Travel Insurance | Comprehensive Coverage for Your Trips (2024)

FAQs

What is covered under AAA travel insurance? ›

Costly Unplanned Expenses: Travel with peace of mind knowing you have coverage for accidents, illness, medical emergencies, delayed or canceled flights, lost luggage and more. Covered Delay: Receive reimbursem*nt for eligible meals, accommodation and transportation expenses during a covered delay.

Comprehensive travel insurance is the highest level of cover you can buy. It typically includes cancellation cover, 24/7 medical cover, lost or damaged luggage costs, personal liability, family emergencies, additional cover for travel delays, and alternative transport expenses.

Trip Interruption Expenses

When a good trip goes bad. If a car accident interrupts your road trip, AAA will reimburse you for expenses such as car rental fees, lodging, and meals.

Comprehensive travel insurance refers to single trip plans that offer the widest range of benefits. This type of coverage is extremely popular among travelers as it offers travel protection against the most common disruptions, including cancellations, trip delays, medical emergencies, lost luggage, and more.

Travelling against medical advice or to get medical treatment. If your doctor says it's not safe for you to travel, then you won't be covered. Similarly, if you go abroad to get planned treatment, sometimes called 'medical tourism', a standard policy will not cover this – you'll need specialist insurance instead.

So, what does travel insurance cover? Here's the very short answer: Cancellations, medical expenses, evacuations, loss or delays, and 24/7 assistance. These are the 5 basic types of coverage provided with vacation insurance.

Injuries or illnesses which occur during your trip are covered-unless they relate to a pre-existing injury or illness. However, some policies cover some pre-existing injuries or illnesses if you pay a higher premium. There may be exceptions to this such as terminal illnesses, mental disorders and heart conditions.

What is comprehensive car insurance? In a nutshell, comprehensive car insurance cover – sometimes known as fully comprehensive cover, pays out if you damage your car, someone else's car or injure someone in an accident, regardless of who is at fault. Comprehensive car insurance also covers you against fire and theft.

A comprehensive insurance policy provides a holistic coverage for your vehicle, including damage caused by accidents, theft, and other incidents. Third-party insurance provides coverage only for damages or injuries caused to third parties in an accident.

What qualifies as trip interruption for travel insurance? ›

Trip Interruption is a post-departure benefit that can reimburse a traveler's unused trip costs if they need to interrupt their trip for a covered reason. The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member.

Travel protection provides a more basic form of coverage for tourists. It tends to be significantly cheaper but usually only covers trip cancellations. On the other hand, travel insurance offers more comprehensive coverage, often including medical emergency evacuation, baggage delays and flight cancellations.

A comprehensive travel insurance policy offers coverage for eligible medical care for new illnesses or injuries that occur during one's travels. This can include hospitalization, surgery, urgent care, medication, emergency medical evacuation, and more for new and unexpected medical emergencies abroad.

A basic policy may sometimes cover some expenses, but comprehensive cover will grant you greater claim limits. In addition, you can also be covered for property damage or loss, higher levels of medical assistance, personal liability and more.

Comprehensive Visitor Insurance Plans. Visitors insurance plans typically fall under two types: comprehensive coverage plans and limited coverage plans. Simply put, limited plans tend to be cheaper but offer far less coverage and financial protection.

The AAA Travel Agency Travel Accident Insurance Program covers you for accidental loss of life, limbs, sight, speech or hearing in a common carrier and rental car, when the transportation is purchased and rental car is arranged through your participating AAA Travel Agency.

Classic and Plus members pay reduced fees for air travel transactions, rail with air, and professional fees booked through any AAA Travel Agency. Travel transaction fees are waived for Premier members purchasing air or rail tickets, and on the processing of exchanges, refunds and free tickets.

Ideal for those who want cash back to complement a travel-focused lifestyle. Use the AAA Travel Advantage card to start earning: 5% cash back on gas purchases and electric vehicle-charging stations. 3% cash back on travel, restaurants, grocery store, and purchases at AAA.