2 min read · Dec 23, 2023
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Effective financial management is the cornerstone of stability and growth for any individual or business. Among the various budgeting strategies, the 40–40–20 rule stands as a fundamental principle guiding prudent spending, saving, and investment practices.
The 40–40–20 budget rule is a simple yet powerful guideline that allocates income into three distinct categories: 40% for necessities, 40% for savings…
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