Trip Interruption Expense Reimbursem*nt | AAA Club Alliance (2024)

When a good trip goes bad

If a car accident interrupts your road trip, AAA will reimburse you for expenses such as car rental fees, lodging, and meals. Here's how it works:

You're on your way to visit an old friend from college (or taking the kids to visit your parents, heading to a spa with the girls, taking a fishingm trip — whatever!) and partway there...kaboom. Out of nowhere a vehicle clips your bumper. No one is hurt. But your car won't move. It needs a few parts and you're going to have to wait—overnight—far from home and far from your destination.

Even though you may lose a day of vacation, at least you'll have help with the extra expenses. As a AAA Member, you may request reimbursem*nt for reasonable, unanticipated costs for your hotel, meals, and substitute transportation, up to $500 for Classic Members, up to $1,000 for Plus Members and Premier Members are reimbursed up to $1,500.

If you're on a planned leisure trip that included at least one overnight stay and you're involved in a car crash, call us. One of our friendly Associates will review the rules (your vehicle must be involved in an accident in the United States or Canada, 100 miles or more from home, and vehicle must be inoperable for a minimum of 8 hours) and go over what we can reimburse you for (car rental fees, lodging, and meals).

We'll also remind you that expenses must be incurred withing 72 hours (3 days) of the accident. And that your request for reimbursem*nt must include a police report and original itemized receipts for expenses. So you know exactly what to do and what to expect. Because even when your trip takes a turn for the unexpected, you can depend on AAA.

For information on Trip Interruption Expense Reimbursem*nt and ALL your benefits, download your Member Benefits Guide(PDF) and consult pages 17.

Trip Interruption Expense Reimbursem*nt | AAA Club Alliance (2024)

FAQs

What is trip interruption expense reimbursem*nt? ›

Trip interruption coverage offers travelers reimbursem*nt for their unused, prepaid, nonrefundable expenses if they unexpectedly need to cut their trip short. For example, if you fall sick or an evacuation is ordered while you're traveling, trip interruption coverage may reimburse for some or all of your insured costs.

How to file AAA trip interruption claim? ›

Trip Interruption Reimbursem*nts

Trip interruption and lost baggage reimbursem*nts are available to AAA Plus and AAA Premier Members only. Within the U.S. and Canada, call toll-free: 866-456-3106. Outside the U.S., call collect: 804-673-3390.

What does roadside assistance with trip interruption mean? ›

Trip interruption coverage, in states where available, can be added on to roadside assistance coverage. It covers breakdown-related costs like your lodging, food, and travel expenses if your vehicle breaks down and needs repairs when you're far from home.

What does AAA trip interruption coverage cover? ›

As a AAA Member, you may request reimbursem*nt for reasonable, unanticipated costs for your hotel, meals, and substitute transportation, up to $500 for Classic Members, up to $1,000 for Plus Members and Premier Members are reimbursed up to $1,500.

What qualifies as trip interruption? ›

Trip interruption coverage exists to cover you for any unexpected or uncontrollable circ*mstances that may force a premature return home from your trip. Examples include a serious injury, illness, a family emergency back home, quarantine, evacuation or an early departure.

How do I claim trip interruption? ›

Step 1 – Immediately inform your travel service supplier(s) of the cancellation. Step 2 – Gather all of the necessary documents (see below). Step 3 – Complete and sign the enclosed Claim – Trip Cancellation / Interruption Insurance – Illness or Injury form.

What does AAA travel accident insurance cover? ›

Travel Accident Insurance for AAA Travel

This program covers you for accidental loss of life, limbs, sight, speech or hearing while traveling in a common carrier when the transportation is arranged through The Auto Club Group.

What does trip disruption cover? ›

Travel disruption insurance is a type of coverage that steps in to provide compensation for unexpected delays, disruptions, or the premature ending of your trip. It's designed to cover the costs associated with the affected parts of your journey, including flights, accommodations, and land transfers.

Can you get a refund on trip insurance? ›

If your travel insurance policy has a money-back guarantee or review period, you can cancel for any reason and receive a full refund within the timeframe if you haven't filed a claim or departed for your trip yet. But you won't get a premium refund if you cancel your policy after the review period.

What is the difference between missed connection and trip interruption? ›

Missed connection coverage is not the same as trip delay coverage. Trip delay insurance covers expenses incurred because of a defined delay. However, missed connection trip insurance covers expenses that stem directly from missing a connection due to unforeseen circ*mstances that are out of the traveler's control.

What company is best for roadside assistance? ›

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Do credit cards have trip cancellation insurance? ›

A number of credit cards provide various types of travel insurance (including trip cancellation, trip interruption and car rental loss and damage insurance) when you use your card to pay for flights, rental cars and other travel expenses.

Is AAA member loyalty accident insurance worth it? ›

Yes. Whether changing lanes on a highway or falling off a ladder outside your home, accidental injuries are a leading cause of death in America. 1 With Member Loyalty Accident Insurance, those you care about could receive benefits if you die in a covered accident.

Does AAA offer travel insurance to its members? ›

Allianz Global Assistance helps millions of travelers across the globe every year. AAA has proudly partnered with Allianz for over 3 decades to offer members trusted travel insurance.

What is covered under trip protection? ›

Most plans typically cover a range of trip protections, including accidental death and dismemberment, baggage delay or loss, emergency medical coverage and evacuation, trip cancellation, delay or interruption and more.

What does reimbursem*nt of travel expenses mean? ›

Travel expense reimbursem*nt is the process of paying your employees back for the out-of-pocket expenses incurred during a business trip. The firm must reimburse the employee fully if the employee, during the business trip, had paid from his wallet for expenses such as travel, food, etc.

Does trip insurance give you a refund? ›

If your travel insurance policy has a money-back guarantee or review period, you can cancel for any reason and receive a full refund within the timeframe if you haven't filed a claim or departed for your trip yet. But you won't get a premium refund if you cancel your policy after the review period.

How do I get reimbursed for travel expenses? ›

How do I ask for reimbursem*nt of travel expenses? Politely approach your supervisor with an itemized list of expenses incurred or expected during the travel and offer a clear reason why this travel is critical to your work and the responsibility of the company.

Can a company refuse to reimburse travel expenses? ›

Under California labor laws, your employer has to reimburse you for all work-required losses and expenses. If your employer has failed to reimburse you for work-related expenses, you may be able to recover compensation by filing a lawsuit.

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