Trip Cancellation vs. Trip Delay | Allianz Global Assistance (2024)

FAQs

Trip Cancellation vs. Trip Delay | Allianz Global Assistance? ›

Trip cancellation benefits can help if you need to cancel your trip for a covered reason. You may be reimbursed for your prepaid nonrefundable trip costs – expenses like airfare, cruise fare, and hotel reservations. Trip delay benefits can reimburse you for eligible expenses in the event of a covered delay.

Allianz Travel Insurance plans can reimburse you for lost trip expenses if you must cancel your trip for one of the covered reasons named in your plan.

Trip cancellation kicks in if certain medical or non-medical events occur before you leave home, so you're reimbursed on all or some costs, depending on your coverage. Trip interruption reimburses you if a similar set of events occur after you leave home and during your trip and you're forced to return home.

The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others. Not being able to travel as planned is a major concern among travelers.

What does trip delay insurance cover? The travel delay benefit helps you get through short(ish), unexpected pauses in your travel plans. It can reimburse you for lost pre-paid expenses as well as eligible costs you incur because of the delay, including meals, accommodations, communication and transportation.

Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people—anytime, anywhere. As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem.

If you cancel your trip for a Covered Reason, you must notify Allianz Global Assistance and your travel supplier(s) within 24 hours of the cancellation to qualify for full reimbursem*nt. Allianz Global Assistance can be reached at 1-844-310-1578 for assistance with opening your claim.

Trip cancellation insurance can reimburse prepaid, non-refundable travel expenses if you must cancel your trip due to an unforeseen event covered under your policy. If you are planning your next globetrotting adventure, consider protecting yourself with trip cancellation insurance.

Some examples of covered reasons could be: Sickness, injury, death, or quarantine of a member of your travel party. A delay that causes you to miss or interrupt any part of your covered trip due to weather, mechanical reasons, or travel advisory.

If you need to cancel or cut short your holiday because something unexpected happens, cancellation cover lets you reclaim some or all of the money you've already paid out. So, if you suddenly become seriously ill and can't go on holiday because you need treatment, you can claim on your travel insurance policy.

What are valid reasons to cancel a flight and get a refund? ›

Trip interruptions are when you need coverage for a trip unexpectedly cut short, and you return home for several covered reasons. Trip delay insurance covers travel plans that have been delayed, such as a late or canceled flight, which created a domino effect on other travel plans and reservations.

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Delayed Flights

However, federal law does not require airlines to provide passengers with money or other compensation when flights are delayed. So if your trip is delayed and you end up stuck in the airport, any hotel rooms, meal vouchers or other monetary compensation will be given at the discretion of the airline.

Contact your airline directly

If you believe you have the right to claim compensation or reimbursem*nt, you should contact your airline or airport directly. Compensation is not automatic, and you will need to contact your airline to make a claim.

Travel disruption insurance is a type of coverage that steps in to provide compensation for unexpected delays, disruptions, or the premature ending of your trip. It's designed to cover the costs associated with the affected parts of your journey, including flights, accommodations, and land transfers.

Travel insurance reimburses the cost of nonrefundable travel plans if you need to cancel your flight for a covered reason. To receive reimbursem*nt, you must file a claim and submit supporting documentation that validates your eligibility to receive reimbursem*nt.

You don't have to proceed with your claim once you've spoken to us. It won't affect your claims history or policy premium if you decide to withdraw your claim.

If your Allianz Travel Insurance plan includes the travel delay benefit, it can do a lot to protect you when you experience a covered weather delay. This benefit can reimburse you for: Eligible purchases you make because of the delay, including meals, accommodations, communication and transportation.

Allianz Travel Insurance is an easy way to prepare for the unexpected and enhance your overall travel experience—protecting airfare and change fees, activity costs, event tickets and even non-refundable hotel expenses.