Travel Insurance for Anxiety 23/24 (2024)

FAQs

Does travel insurance cover anxiety? ›

With the correct policy, you can rest assured knowing that your Travel Insurance covers you in the event of an anxiety-related incident abroad, such as an anxiety attack. No matter where you're travelling to, don't let anxiety keep you from making the most of your holiday.

The questions will vary depending on your condition. We may ask about your treatment, if you've been prescribed any medication, and any recent medical appointments. We will not need to know the name of the medications that you take. We may also ask you about what treatment you are expecting in the future, if any.

Pregnancy before enrollment is also considered pre-existing and chronic. Other less severe conditions such as acne, asthma, anxiety, and sleep apnea may also qualify.

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

While travel anxiety isn't an official diagnosis, it is a common cause of anxiety. Anytime you have to or want to travel, it can seriously impact your well-being. Even though travel anxiety can feel overwhelming, there are strategies that can help you overcome it.

Pre-existing mental and behavioral health conditions are covered, and spending limits aren't allowed. Marketplace plans can't deny you coverage or charge you more just because you have any pre-existing condition, including mental health and substance use disorder conditions.

Conditions which may not be covered

Conditions like terminal illness, the need for oxygen, pending surgery, chronic lung disease, cardiovascular disease, specific types of cancer, congestive heart failure, and recurring pain are generally excluded from coverage.

By far, the most common and often most significant travel insurance claim is for medical emergencies. A sudden illness or injury during your trip can not only ruin your plans but also cause a severe financial strain.

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

An anxiety disorder is a type of mental health condition. If you have an anxiety disorder, you may respond to certain things and situations with fear and dread. You may also experience physical signs of anxiety, such as a pounding heart and sweating. It's normal to have some anxiety.

What medical condition can be mistaken for anxiety? ›

If your blood sugar drops too low, it can cause you to sweat and feel shaky, which may be confused with anxiety. If your thyroid gland is overactive, you can sweat excessively and feel restless and nervous. Irregular heartbeats and tachycardia, which is increased heart rate, can also present as an anxiety disorder.

Every plan is different, but the coverage amounts and benefits may vary. Determine how much you really need. For example, SquareMouth recommends international travelers get around $50,000 in Emergency Medical coverage and $100,000 for cruises or travel to remote areas.

Medical-only policies are typically more affordable than full travel insurance but will not provide trip delay and interruption benefits. For example, if you get sick on vacation and must go home, medical-only insurance will not compensate you for nonrefundable flights or hotel costs.

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

Just Travel Cover

Provides travel insurance for people with pre-existing medical conditions, including mental health problems.

Practice relaxation

Learn relaxation techniques before you leave and use them while you're on your trip. Research shows that mindful meditation can help to significantly reduce anxiety symptoms. Breathing deeply, relaxing your muscles, and grounding yourself can all help you relax and deal with anxiety.