Our single trip travel insurance is tailored to your plans, covering anything from a short UK break to a whole year of exploring the world. It’s quick and easy to get a quote and we have no upper age limit.
What is single trip travel insurance and how does it work?
Our single trip travel insurance is for a one-off trip of up to 365 days and can include multiple countries. It’s there to cover you if something goes wrong before or during your trip. Helping with medical care if you have an accident or replacing stolen property, which could leave you facing high costs if you don’t have insurance.
Gov,uk estimates the cost of needing surgery and flights back to the UK after a quad bike accident in Greece, at £30,000 without insurance.
How does our travel insurance for a single trip work?
- Packed full of benefits as standard: Our single travel insurance policies include over 100 sports and activities. As well as cover for unexpected cancellation of your trip, medical and hospital expenses and personal belongings. Plus, our 24-hour emergency assistance team is available to call, day or night
- Only pay for the cover that you need: Single trip travel insurance is what most people need for a one-off trip. It covers one holiday, on specific dates and to specific countries, so you’ll only be paying for the cover you need. However, if you’re going away more than once this year, an annual travel insurance policy could save you time and money
- Cover multiple countries on the same trip: As long as you’re visiting them on one trip, you can include multiple countries. Plus, we can cover UK trips too, as long as you have accommodation booked
- Choose the level of cover that’s right for you: Our Budget, Silver, Gold and Black levels offer different amounts of cover and excess. This means there’s an option for you, even if you’re looking for cheap single trip travel insurance
- No upper age limit: We think everyone should have a chance to enjoy a trip away, so we offer travel insurance for single trips, no matter your age*
- For trips up to 365 days long: Cover a trip of any length from one night to a whole year with a single trip insurance policy
- Policies to suit your trip and your group: We can cover solo travellers, groups and couples. As well as offering single trip family travel insurance. We will consider any pre-existing medical condition if you declare it before purchasing your policy. From cruises to business trips, extreme sports to skiing, we have a range of add on options to suit your trip
*Note: While our single trip travel insurance policies have no upper age limit, our Winter Sports additional cover can only be used by those under 65.
The excess and cover will vary depending on the policy level purchased. See our policy wording for full details and terms and conditions.
What does InsureandGo’s single trip travel insurance cover?
Discover the benefits that we cover as standard with our single trip travel insurance policies, along with a variety of add on options:
What’s covered?
All our single trip travel insurance policies include trips of up to 365 days and we’ll cover travellers of any age. Our policies include:
- Medical emergency expenses cover
- Cover for cancellation of your trip
- Over 100 sports and activities covered (see your policy wording for a full list of activities)
- Personal belongings and baggage cover
- Personal money, passports and travel documents cover
- Legal expenses cover
- Delayed departure cover
- Personal accident cover
- Our 24-hour emergency assistance team, available to call, day or night
Travelling to multiple countries on one trip? Just declare all the countries you’ll be travelling to. We can cover trips in the UK too, as long as you have booked accommodation
Find out about our optional add ons for activities like extreme sports, winter sports, cruises and golf.
We will consider all pre-existing medical conditions, find out more about medical travel insurance.The excess and amount of cover available varies depending on the level of single trip travel insurance you buy. Make sure you check the policy wording to see the full terms and conditions.
What’s not covered?
We aim to provide as much cover as we can on our policies. However, there are some situations no travel insurance will cover. For example:
- You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
- Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
- All of our single trip travel insurance policies include cover for cancellation of your trip, but there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
The best single trip travel insurance for your needs
Looking for the best single trip travel insurance? Whatever you’re planning for your trip, we have a range of cover to suit you:
- Extreme sports and hazardous activities: Our standard policies already cover over 100 activities. If you’re planning something a little more adventurous, our optional hazardous activity cover is for you
- Cruises: If you’re going on a cruise, you may face problems not seen on other holidays, such as cabin confinement and missed port departures. Our add on cover includes a range of issues you might experience on a cruise
- Winter sports: Whether skiing, snowboarding or ice fishing is your thing, add our optional winter sports cover. Available if you’re under 65 and for trips of up to 365 days
- Business travel: Including replacing essential equipment that’s lost, stolen or damaged. As well as emergency courier expenses to get it to you fast
Be sure to read our policy wording, to find out more about any of these options.
Which destinations are covered by our single trip travel insurance?
Whether you’re planning an exotic beach holiday in the Caribbean or a tour of Italy’s best eateries, we can cover you:
- We can provide single trip travel insurance for all countries, unless the FCDO has advised against all or all-but-essential travel. We can provide some cover if the FCDO advise against travel is only due to Coronavirus, see our page about Coronavirus travel insurance for more details
- Trips to multiple countries: Visiting more than one country on a single trip? No problem! Just let us know where you’re going and we will send you a quote. You can add up to 10 countries when getting a quote online, or contact us if your adventure includes even more destinations
- UK trips: Our travel insurance for single trips can include holidays in the UK, as long as you’ve booked overnight accommodation. Even if it’s just for one night!
How to book our single trip travel insurance
Book single trip travel insurance fast with two simple steps:
1. Tell us where you’re going, who you want to cover and some details about any pre-existing medical conditions
Do this online now or give us a call:
2. Get your quote and your cover
Receive your quote and you can decide to either purchase your insurance policy straight away or save it for later.
“Holidays are the highlight of our year, but sometimes things can go wrong. Buying a travel insurance policy will cover you for those unexpected events. Whether you need medical assistance while away or your belongings are stolen. Our single trip travel insurance policies include cover for over 100 sports and activities, as well as a range of other benefits.”
Lydia Crispin – Travel insurance expert
Single trip travel insurance with pre-existing medical condition cover
We will consider any pre-existing medical condition, just be sure to declare it before purchasing your policy. Our online medical screening process is simple and we’ll quickly be able to give you a quote. We may be able to include your pre-existing medical condition at no extra cost, but there could be an additional premium.
If you don’t declare your pre-existing condition you won’t be covered for claims relating to it, should anything happen.For more information, have a look at our pages about travel insurance for medical conditions, including:
- Travel insurance with diabetes
- Travel insurance with heart conditions
- Travel insurance with epilepsy
- Travel insurance with cancer
- Travel insurance with asthma
Read our policy wording to understand what is and isn’t included in our insurance for pre-existing medical conditions.
Frequently asked questions on single trip travel insurance
Does my single trip travel insurance cover Covid-19?
Yes, all our travel insurance for single trips covers Covid-19 if;
- you have had the first 2 doses of the Coronavirus vaccinations as recommended by the UK NHS, and are up to date with each Coronavirus booster vaccination for which you are eligible, or you were medically unable to have the vaccinations as evidenced by your medical records; and
- you are travelling to a country or area where the FCDO/WHO are not advising against all or all but essential travel due to the Coronavirus pandemic.
This means that if you catch Coronavirus you’ll be covered to cancel your holiday, or to receive medical treatment abroad. You’ll also be covered if you, or someone you’re travelling with, is personally instructed to isolate. Read our page about Coronavirus travel insurance for more details.
When should I start my single trip travel insurance?
When buying insurance for a one-off holiday, you should enter the dates you’ll be leaving and returning to the UK. You’ll be covered for unexpected cancellations from the time you pay for your policy, even if the travel dates are months away. This means you are free to look forward to your holiday knowing you’re covered!
Can I get one day travel insurance?
Single trip travel insurance can cover trips from one night to 365 nights! Providing cover for medical expenses, personal belongings and over 100 sports and activities.
Even if you’re just staying in the UK, travel insurance will cover you as long as you have overnight accommodation booked.Check the policy wording to see the full terms and conditions, including excess, the amount of cover available and what is and isn’t covered.
Does single trip travel insurance cover cancellation?
All policies include cover for cancellation of your trip under certain circ*mstances out of your control. There may, however, be some exclusions. For example, you won’t be covered if you just decide you don’t want to go. Likewise, you won’t be covered for cancellation due to something you were aware of before buying your insurance or booking your trip.
Make sure you read the relevant policy wording for full details on what is and is not covered.
Is annual travel insurance cheaper than single trip?
If you’re planning on going away more than once this year, an annual multi-trip travel insurance policy could save you time and money. It will cover you for any trips you take within 12 months in a certain region. It will mean you don’t have to take out separate cover for every trip. Plus it’s often cheaper than taking out two or more single trip travel insurance policies.
Does single trip travel insurance cover multiple countries?
Yes! Let us know your travel dates, and the countries you’ll be visiting, and we’ll offer you a range of single trip travel insurance cover tailored to your plans.
If you’re planning to visit up to 10 countries on one trip, you can get a quote online. If you have more than 10 on your itinerary, give us a call.
Do I need single trip travel insurance if I have a GHIC/EHIC card?
The EHIC and GHIC entitle the holder to medical treatment at the same price as residents within certain countries. This often means free or reduced costs. However, it won’t cover all medical expenses such as if you’re transported by private ambulance to a private clinic. It also doesn’t cover repatriation to the UK.
The EHIC/GHIC doesn’t work in all countries. It also won’t provide cover for cancellation, lost personal belongings or delayed departure, if something else goes wrong. So it’s always advisable to take out adequate travel insurance as well.
Are there holiday length restrictions on single trip travel insurance?
Single trip travel insurance covers you for one period away from home – beginning when you set off on your journey and ending when you get back home. A single trip can be anything from one to 365 nights away. It can even be as short and as local as a one-night stay in the UK, as long as you’ve booked accommodation.
Who can buy an InsureandGo single trip travel insurance policy?
All our single trip travel insurance policies are available to UK residents. This means:
- Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
- They must be in the UK at the time of buying
- All trips must start and end in the UK
Unfortunately, we can’t provide cover to anyone who doesn’t fit this description.Get a quote online or browse our policy documents for more information.
Travel insurance guide
Frequently asked questions
If you’ve got more questions about how our single trip travel insurance works, or more general travel insurance queries, have a read through our FAQs.
Travel advice
Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.
Travel insurance reviews
If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.
