Free bank account with N26: open yours in minutes (2024)

FAQs

Free bank account with N26: open yours in minutes? ›

Your 100% mobile, free bank account. Transfer, receive, and manage your money via the mobile N26 app. Open your free bank account, including a Mastercard, in just 8 minutes—directly from your smartphone. No paperwork, stress, or waiting times.

It just takes a few minutes, and all you need is your smartphone. A premium account for your daily needs and travel abroad—without the hidden fees. Open your bank account, and get an N26 debit card in your choice of color.

As a result, our product will no longer be available to customers in the US after January 18, 2022, and we will be closing all accounts. No other markets in which N26 operates will be impacted.

Organizing your money, or simply saving up for that big purchase? As a premium feature, N26 Spaces lets you create up to 10 sub-accounts that sit alongside your main account.

Opening your N26 bank account with a Spanish IBAN

It is much quicker and easier to open an N26 account than with a regular Spanish bank. It will take you about 5 minutes to fill the online application form or you can download their app and do the application directly from the app.

Trying to open an N26 account? If we're unable to open an account for you at this time, we encourage you to sign up to our waiting list. Our teams are working hard to make this process as smooth and seamless as possible, and we'll be in touch as soon as we're able to offer you the account of your choice.

Unlike regular SEPA transfers which are processed within two business days, instant transfers are sent and received within seconds.

If you want, you can link your N26 account with your PayPal account, and have access to a series of benefits. You will be able to instantly top up your bank account, send and receive quick payments in complete safety and without the need to use your bank details or your N26 card number.

N26′s American customers will no longer be able to use its app from Jan. 11, 2022. The Berlin-based fintech said the move was aimed at shifting focus to its core European business. It's a reminder of how difficult it has been for European fintechs to expand their services in the U.S.

You can open an account from your country if you meet the other N26 requirements and live in one of these 23 countries: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, ...

Does Zelle work with N26? ›

Another way of doing this is by using other providers. You can go directly to them and set up a transfer to your N26 account details. These are the providers that will let you do so: Cash App, PayPal, Venmo, Zelle, Ingo Money, Apple Cash.

It's free to open a standard account with N26. There's no minimum deposit, no monthly account fees, no charge on card payments worldwide and three free cash withdrawals per month for European customers in their country of residence.

As with the N26 bank account, the account is free and we cover certain cash withdrawals as part of our Fair Use Policy. Unlike other accounts, transfers in foreign currencies aren't possible with N26 Business within the app. Business to business (B2B) payments are not supported with a N26 Business account.

We offer our accounts in the following countries: Austria, Belgium, Denmark, Estonia, Finland, France (not available for residents in the DOM/TOM), Germany, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden & ...

If you sign up for an N26 Standard account you'll get a virtual card for free (provided you have a one-time minimum balance of 10€ to activate the card). An extra virtual card is ideal for shopping online, giving you added peace of mind when sharing your card details on apps and websites.