Does The Chase Sapphire Preferred Have Lounge Access? (2024)

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Visiting an airport lounge can be a great way to comfortably pass the time before a flight or during a long layover. Airport lounge experiences vary, but many have food, drinks, comfortable seating and Wi-Fi as standard offerings. Higher-tier lounges can even offer showers, exercise rooms, nap rooms or spas.

Some travel credit cards have complimentary lounge access as a perk, but, unfortunately, not all. Among the top travel credit cards, the Chase Sapphire Preferred® Card is frequently mentioned as being one of the best. But does it have lounge access? Here’s what you need to know.

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Does The Chase Sapphire Preferred Have Lounge Access? (3)

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Up to 5x Reward Rate

Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on allRead More

Editorial Review

Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining – while charging a modest annual fee.

Pros & Cons

  • Earn high rewards on several areas of spending
  • Transfer points to travel partners at 1:1 rate
  • Many travel and shopping protections
  • Annual fee
  • No intro APR offer
  • Best travel earning rates are only for bookings through Chase

Card Details

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase Travel℠.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 75,000 points are worth $937.50 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Does the Chase Sapphire Preferred Offer Lounge Access?

You may be surprised to learn that, no, the Chase Sapphire Preferred® Card does not provide any sort of lounge membership or complimentary one-time passes, not even to any of the Chase Sapphire Lounges.

Despite its lack of lounge access, the Sapphire Preferred may still be right for you thanks to its strong rewards-earning, flexible redemption options and access to travel partners. However, if lounge access is a priority for you, you have other options from Chase.

Which Chase Credit Card Is Best for Airport Lounge Access?

If you are looking for a Chase card with lounge access, the Chase Sapphire Reserve® is likely to be your best choice. The Sapphire Reserve is the Sapphire Preferred’s premium brother, and includes unlimited Priority Pass Select membership, which grants access to more than 1,300 lounges worldwide for the primary cardmember and authorized users, plus a maximum of two guests each.

Priority Pass members via the Reserve can enter non-lounge options as well, such as restaurants and cafes. In addition to lounge access, some of the top benefits for the Sapphire Reserve include:

  • $300 annual travel credit
  • Global Entry, TSA PreCheck or NEXUS application fee statement credit of up to $100 every four years
  • Two complimentary years of Lyft Pink All Access – activate by Dec 31, 2024, membership auto renews annually.
  • Complimentary DoorDash DashPass subscription for one year, plus a $5 monthly DoorDash credit through Dec. 31, 2024
  • Earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases
  • Welcome bonus: 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening

The Sapphire Reserve also has many of the same benefits as the Preferred, such as primary rental car insurance and the ability to transfer points to airline and hotel partners. The annual fee on the Reserve is hefty at $550, but when you take into account the annual $300 travel credit and even just a few lounge visits per year, the perks can more than cover the card’s cost.

Not sure that the Sapphire Reserve is the right Chase card for you? There are also four United credit cards from Chase that offer some sort of lounge access, ranging from full United Club membership to a couple of one-time United Club passes per year. If you travel frequently on United Airlines, these cards may be worth considering because they also offer additional perks, including free checked bags and priority boarding on United-operated flights.

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Does The Chase Sapphire Preferred Have Lounge Access? (7)

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Up to 10x Reward Rate

Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel throughRead More

Welcome Bonus

75,000 bonus points

Annual Fee

$550

Regular APR

22.49%-29.49% Variable

Credit Score

Excellent(750 - 850)

Editorial Review

This card offers superior points earning rates if you spend frequently on travel and dining out. The $300 travel credit justifies much of the annual fee, and redeeming points for travel through Chase Travel℠ nets you a 50% bonus.

Pros & Cons

  • $300 annual travel credit is incredibly flexible
  • Generous welcome bonus
  • Get 50% more value when you redeem points for travel through Chase
  • Points transfer to valuable airline and hotel partners
  • High annual fee
  • High variable APR on purchases
  • Excellent credit recommended

Card Details

  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursem*nt for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 75,000 points are worth $1125 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Member FDIC

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Should I Upgrade to the Sapphire Reserve for Lounge Access?

Carefully consider whether you can get enough value out of the Sapphire Reserve to justify its annual fee. If you can’t, you’ll ultimately hurt your bottom line by switching cards. Confident that the Reserve is right for you? Unfortunately, you won’t be eligible to get it while you’re still a Preferred cardholder. That leaves you with two options:

  • Upgrade your Preferred card to a Reserve, OR
  • Close your Preferred and then open a new Reserve account

One good reason to close your Preferred and open the Reserve as a new credit card is to qualify to earn a welcome bonus. However, Chase does have some application rules to be aware of:

  • 5/24 rule: Chase is likely to deny you for a new card if you have been approved for five or more credit cards in the last 24 months. This rule applies to credit cards from all banks, not just Chase.
  • 48-month rule: You won’t be eligible to earn a welcome bonus on a Sapphire card if you’ve received a welcome bonus on any Sapphire card within the past 48 months.

So if it’s been 48 months since you received a welcome bonus on a Sapphire card and you are under the 5/24 limit, you could be in good shape to close the Preferred, apply for the Reserve and potentially earn the card’s welcome bonus.

If you don’t meet the above requirements, however, it may make more sense to request a product change from the Preferred to the Reserve. By upgrading, you would avoid any negative credit effects that could result from applying for a new card which would involve a hard inquiry being added to your credit reports.

Is the Chase Sapphire Preferred Worth It?

The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1.25 cents to book travel through the Chase Travel℠ portal. Here are some of the card’s other highlights:

  • Welcome bonus: 75,000 bonus points after spending $4,000 on purchases in the first three months from account opening
  • Earn 5 points per dollar on travel purchased through Chase Travel℠, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on other purchases
  • $50 annual hotel credit for stays purchased through Chase Ultimate Rewards
  • Annual points bonus equal to 10% of purchases made the prior year
  • Exclusive benefits with partners including Lyft, DoorDash, Instacart and Peloton

The Sapphire Preferred earns flexible points that can be redeemed in numerous ways. Plus provides a number of travel insurance and shopping protections–all for a modest $95 annual fee.

Still undecided? Check out our full breakdown of the Sapphire Preferred’s pros and cons.

Bottom Line

While the lack of airport lounge access with the Chase Sapphire Preferred® Card is a negative, it has many positives that can make it a rewarding choice. This is especially true for those who don’t travel often enough to maximize the benefits of a more premium card. However, frequent fliers may find that the more expensive Chase Sapphire Reserve® is well worth getting thanks to its lounge membership and extra travel perks.

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Does The Chase Sapphire Preferred Have Lounge Access? (2024)

FAQs

Does The Chase Sapphire Preferred Have Lounge Access? ›

Can I access Sapphire Lounge by The Club? No, complimentary lounge access is not a benefit for Chase Sapphire Preferred. If you would like to upgrade to Sapphire Reserve, call the number on the back of your card. Learn more about the Sapphire Reserve card here.

Does Chase Sapphire Preferred get you into airport lounges? ›

Does the Chase Sapphire Preferred Offer Lounge Access? You may be surprised to learn that, no, the Chase Sapphire Preferred® Card does not provide any sort of lounge membership or complimentary one-time passes, not even to any of the Chase Sapphire Lounges.

Does Chase Sapphire Preferred have TSA PreCheck? ›

Does Chase Sapphire Preferred cover TSA PreCheck®? The Chase Sapphire Preferred® credit card has several travel benefits, but a reimbursem*nt for the TSA PreCheck® fee is not one.

Is Chase Sapphire Preferred an elite card? ›

Earning and redeeming points. The Chase Sapphire Preferred is a mid-tier travel rewards card with a $95 annual fee. However, it comes with a sign-up bonus of 75,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening.

Do you get priority boarding with Chase Sapphire Preferred? ›

No, the Chase Sapphire Preferred® Card does not offer priority boarding on flights. Priority boarding is a credit card benefit that lets you be among the first boarding groups on flights with a certain airline that you book using an eligible credit card.

Do any lax lounges allow Chase Sapphire members? ›

Priority Pass Select with Chase Sapphire Reserve

As of Spring of 2023, LAX does not have Priority Pass participating lounges.

How do I get into the Chase Sapphire lounge? ›

Sapphire Reserve cardmembers may access the Sapphire Lounge with up to two guests. To enter, show your activated, complimentary Priority PassTM membership that comes with your Reserve card and a valid boarding pass, up to three hours before your departing flight.

What is better Chase Sapphire Preferred or reserve? ›

Chase Sapphire Reserve®: Rewards. Cardholders aiming to maximize rewards on everyday spending should consider the Sapphire Preferred. While the Sapphire Reserve offers a higher redemption rate for travel purchased through the Chase portal than the Sapphire Preferred (50% more value for points vs.

What airlines use Chase Sapphire Preferred? ›

Domestic carriers include Delta, American Airlines, United, Alaska Airlines, Hawaiian Airlines, and JetBlue. International carriers include KLM, Lufthansa, Finnair, British Airways, Air Canada, Emirates, Qantas, Korean Air, Virgin, and Cathay Pacific, among others.

Why is Chase Sapphire Preferred so popular? ›

Since its launch in 2009, the Chase Sapphire Preferred has offered bonus rewards on travel and dining purchases, covering everything from Uber rides and parking fees to food delivery services. At your account anniversary, you'll also accrue 10% of your total card spending in the form of points.

What salary do you need for Sapphire Preferred? ›

Chase doesn't publicly disclose any income requirements, but personal data points indicate you usually need an annual income of at least $30,000 to have good approval odds. You can include your taxable and non-taxable income to have an easier time qualifying for the card and getting a higher credit limit.

Can you fly Delta with Chase Sapphire Preferred? ›

With the Chase Sapphire Preferred® Card, you can't use your rewards to book flights directly with Delta. But you can do so if you go through Chase's online travel portal first.

Does Chase Sapphire Preferred get you into any airport lounges? ›

The Chase Sapphire Preferred® Card does not include any airport lounge benefits as a perk of having the card, but it does have other travel benefits for a $95 annual fee.

What credit score do you need for Chase Sapphire Preferred? ›

While there is no official score required, it is generally known that the Chase Sapphire Preferred® Card requires a good credit score, which means 690 or higher. This is not a hard and fast rule, however, and those with credit scores lower than 690 could possibly get approved.

What is the highest credit limit on Chase Sapphire Preferred? ›

The highest reported credit limit for Chase is $100,000, on the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®. A limit this high is naturally only available to people with excellent credit and a high income.

Is Chase Sapphire Preferred hard to get? ›

Generally, you'll need to have a credit score of at least 700 in order to qualify for the Chase Sapphire Preferred® Card.

Is it worth paying for Chase Sapphire Preferred? ›

Yes, the Chase Sapphire Preferred® Card is worth it, especially if you travel frequently. It's an ideal card if you're looking to get a travel card without spending hundreds of dollars per year on fees, and the benefits it offers can easily offset the $95 annual fee if you take full advantage of them.

How do I get into the Sapphire Lounge? ›

These spaces offer serenity away from busy terminals, where you can enjoy complimentary drinks and chef-curated meals. To gain complimentary access to a Sapphire Lounge, you need a qualifying credit card and a valid boarding pass. You can access the lounge up to three hours before your flight.

Can I upgrade my Chase Sapphire Preferred to Reserve? ›

Once you've had your Chase Sapphire Preferred® Card for at least a year, you can upgrade to the Chase Sapphire Reserve®. To do so, just call the number on the back of your card to contact customer service.

How long does it take to get Priority Pass Chase Sapphire? ›

Your Priority Pass membership kit containing your personalized membership card will be produced within three business days of our receiving your membership application and then posted/despatched to your preferred mailing address.

Which Chase card gives you lounge access? ›

The Chase Sapphire Reserve® credit card provides airport lounge access to cardholders by way of a complimentary membership to Priority Pass™. This program gives members access to a network of airport lounges around the world.

How much is a Priority Pass per year? ›

Priority Pass membership cost
Annual feeMember visit fee
Standard$99$35
Standard Plus$32910 visits free, then $35 thereafter
Prestige$469Free

Is Delta lounge part of Priority Pass? ›

Priority Pass memberships do not include entrance into Delta Sky Clubs.

Which cards get airport lounge access? ›

Best Credit Cards for Airport Lounge Access in India 2024
Credit Card NameJoining Fee
HDFC Bank Tata Neu Infinity Credit CardRs. 1,499 + taxes
SBI Elite Credit CardRs. 4,999 + taxes
SBI Prime Credit CardRs. 2,999 + taxes
SBI Club Vistara Prime Credit CardRs. 2,999 + taxes
9 more rows

What is Priority Pass airport lounge access? ›

This allows you to wait for your flight in a relaxed atmosphere in one of the more than 1,200 Priority Pass lounges around the world. You also can have a guest join you free of charge.

Can you upgrade a Chase Sapphire Preferred to Reserve? ›

Once you've had your Chase Sapphire Preferred® Card for at least a year, you can upgrade to the Chase Sapphire Reserve®. To do so, just call the number on the back of your card to contact customer service.

How to get Priority Pass for free international? ›

Using a credit card to get free Priority Pass

So once you get approved for the credit card, you can register for your Priority Pass membership and start taking advantage of it as soon as you receive your membership card in the mail. The associated rewards, discounts and annual fees will vary from card to card.

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