Car Insurance for Road Trips: (2024 Guide) (2024)

AlabamaBI: $25k per person, $50k per accidentPD: $25k per accidentAlaskaBI: $50k per person, $100k per accidentPD: $25k per accidentArizonaBI: $25k per person, $50k per accidentPD: $15k per accidentArkansasBI: $25k per person, $50k per accidentPD: $25k per accidentCaliforniaBI: $15k per person, $30k per accidentPD: $5k per accidentColoradoBI: $25k per person, $50k per accidentPD: $15k per accidentConnecticutBI: $25k per person, $50k per accidentPD: $25k per accidentUM/UIM: $25k per person, $50k per accidentDelawareBI: $25k per person, $50k per accidentPD:$10k per accidentPIP: $15k per person, $30k per accidentFloridaPD: $10k per accidentPIP: $10k per personGeorgiaBI: $25k per person, $50k per accidentPD: $25k per accidentHawaiiBI: $20k per person, $40k per accidentPD: $10k per accidentPIP: $10k per personIdahoBI: $25k per person, $50k per accidentPD: $15k per accidentIllinoisBI: $25k per person, $50k per accidentPD: $20k per accidentUM: 25k per person, $50k per accidentIndianaBI: $25k per person, $50k per accidentPD: $25k per accidentIowaBI: $20k per person, $40k per accidentPD: $15k per accidentKansasBI: $25k per person, $50k per accidentPD: $25k per accidentUM/UIM: $25k per person, $50k per accidentPIP: $4.5k per person in medical expenses, $900 per month for one year of disability or loss of income, $25 per day for one year of in-home services, $2k for funeral, burial or cremation expenses, $4.5k for rehabilitation and additional costs for survivor benefitsKentuckyBI: $25k per person, $50k per accidentPD: $25k per accidentLouisianaBI: $15k per person, $30k per accidentPD: $25k per accidentMaineBI: $50k per person, $100k per accidentPD: $25k per accidentUM/UIM: $50k per person, $100k per accidentMedPay: $2k per personMarylandBI: $30k per person, $60k per accidentPD: $15k per accidentMassachusettsBI: $20k per person, $40k per accidentPD: $5k per accidentPIP: $8k per personUM: $20k per person, $40k per accidentMichiganBI: $50k per person, $100k per accidentPD: $10k per accidentProperty Protection (PPI): $1 million per accidentPIP: Can choose from several minimum coverage optionsMinnesotaBI: $30k per person, $60k per accidentPD: $10k per accidentUM/UIM: $25 per person, $50k per accidentPIP: $40k per personMississippiBI: $25k per person, $50k per accidentPD: $25k per accidentMissouriBI: $25k per person, $50k per accidentPD: $25k per accidentUM BI: $25k per person, $50k per accidentMontanaBI: $25k per person, $50k per accidentPD: $20k per accidentNebraskaBI: $25k per person, $50k per accidentPD: $25k per accidentUM/UIM: $25k per person, $50k per accidentNevadaBI: $25k per person, $50k per accidentPD: $20k per accidentNew Hampshire✝BI: $25k per person, $50k per accidentPD: $25k per accidentUM: $25k per person, $50k per accidentNew JerseyBI: $15k per person, $30k per accidentPD: $5k per accidentUM/UIM: $15k per person, $30k per accidentPIP: $15k per personNew MexicoBI: $25k per person, $50k per accidentPD: $10k per accidentNew YorkBI: $25k per person, $50k per accidentPD: $10k per accidentUM/UIM BI: $25k per person, $50k per accidentPIP: $50k per personNorth CarolinaBI: $30k per person, $60k per accidentPD: $25k per accidentUM/UIM: $30k per person, $60k per accidentUM/UIM PD: $25k per accidentNorth DakotaBI: $25k per person, $50k per accidentPD: $25k per accidentUM/UIM: $25k per person, $50k per accidentPIP: $30k per personOhioBI: $25k per person, $50k per accidentPD: $25k per accidentOklahomaBI: $25k per person, $50k per accidentPD: $25k per accidentOregonBI: $25k per person, $50k per accidentPD: $20k per accidentUM: $25k per person, $50k per accidentPIP: $15k per personPennsylvaniaBI: $15k per person, $30k per accidentPD: $5k per accidentRhode IslandBI: $25k per person, $50k per accidentPD: $25k per accidentSouth CarolinaBI: $25k per person, $50k per accidentPD: $25k per accidentUM BI: $25k per person, $50k per accidentUM PD: $25k per accidentSouth DakotaBI: $25k per person, $50k per accidentPD: $25k per accidentTennesseeBI: $25k per person, $50k per accidentPD: $15k per accidentTexasBI: $30k per person, $60k per accidentPD: $25k per accidentUtahBI: $25k per person, $65k per accidentPD: $15k per accidentVermontBI: $25k per person, $50k per accidentPD: $10k per accidentVirginia‡BI: $30k per person, $60k per accidentPD: $20k per accidentWashingtonBI: $25k per person, $50k per accidentPD: $10k per accidentWashington, D.C.BI: $25k per person, $50k per accidentPD: $10k per accidentUM/UIM BI: $25k per person, $50k per accidentUM/UIM PD: $5k per personWest VirginiaBI: $25k per person, $50k per accidentPD: $25k per accidentWisconsinBI: $25k per person, $50k per accidentPD: $10k per accidentWyomingBI: $25k per person, $50k per accidentPD: $20k per accident