Atlas America Travel Insurance Review (2024)


Atlas America Travel Insurance Review (1)

Atlas America travel insuranceis acomprehensive coverage planthat offers excellent medical coverage for non-US citizens traveling to the United States and other foreign destinations. Atlas America insurance is underwritten by Lloyd’s, rated A “Excellent” by A.M. Best.

If your parents or other relatives are visiting the U.S., Atlas America is the perfect visitors insurance plan. In addition to being a great plan for visitors to the U.S., Atlas America travel insurance meets theJ visa insurance requirements set by the U.S. Department of State. After you pay the deductible once for the entire policy period in the Atlas America insurance plan, Atlas America travel insurance pays 100% to the selected medical policy maximum when you visit the providers participating within the PPO network. Alternatively, when you visit anurgent careor walk-in clinic, the copay is $15 and the deductible is waived.

Atlas America travel insurance can be purchased for anyone that is at least 14 days of age and as old as 99 years of age.

Atlas America Travel Insurance Benefits

Atlas America travel insurance will generally cover any new medical conditions, sicknesses or accidents, that may occur after the effective date of the policy. When medically necessary, it will cover inpatient charges such as hospital room & board, ICU, surgery, anesthesia, as well as outpatient benefits such as a doctor visit, urgent care, emergency room visit, prescription drugs, X-ray, labs, MRI, CT scan and more. In addition to medical benefits, Atlas America travel insurance also provides coverage for emergency medical evacuation,repatriation of remains,loss of checked luggage,trip interruption, return of minor children, and emergency reunion benefits. You can reviewAtlas America travel insurancebenefits online for complete details.

Atlas America Travel Insurance Features

Atlas America travel insurance can be purchased from 5 days to 364 days. It can be extended for as little as 5 days at a time, making it a very flexible visitor medical insuranceplan. Atlas America travel insurance covers acute onset of pre-existing conditionsup to the selected policy maximum, which can be up to $2,000,000 for persons below the age of 65 years, and up to $100,000 for ages 65–79. Atlas America travel insurance provides the most amount of coverage for the acute onset of pre-existing conditions for the 70-79 age group and therefore, it is a very popular plan among people in this age group.

Atlas America Travel Insurance Review (2)

Atlas America Insurance

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Atlas America Travel Insurance Experiences

Thousands of people buy Atlas America travel insurance when they or their relatives are visiting the USA and have had a satisfactory experience. Of course, it is not possible to list all of them, but these are a few situations that have been shared with us.

  • A lady purchased Atlas America travel insurance for her visiting mother. When her mother had a severe stomach pain, she was rushed to the hospital emergency room where she needed a CT scan, blood tests and other procedures. She spent approximately 5 hours in the ER and the bill was around $10,000. Insubuy helped her with her claims and Atlas America travel insurance covered them.

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  • A young man suddenly had a heart attack and died unexpectedly. Atlas travel insurance made the arrangements with the Indian embassy for paperwork, and coordinated preparing and transporting the body to India.
  • A visiting mother had a history of stable blood pressure. She unexpectedly experienced a heart attack all of sudden and she was taken to the hospital where she was treated. Atlas travel insurance provided the coverage underacute onset of pre-existing conditions.

Buying Atlas America Travel Insurance

You can purchaseAtlas America travel insurancefrom anywhere. However, we recommend that you purchase fromInsubuy. They are aneutral brokerthat works for you and they have a great deal of experience selling this product since 2002. While there is no difference in price anywhere, if you ever run into a legitimate claims issue, their Claims Resolution Teamwould help you get it resolved, at no additional cost to you. They have resolved 100% of the legitimate claim issues; therefore, they are highly recommended by us at Immihelp.

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Atlas America Travel Insurance Review (2024)

FAQs

Is Atlas America a good travel insurance? ›

Atlas America travel insurance is a comprehensive coverage plan that offers excellent medical coverage for non-US citizens traveling to the United States and other foreign destinations. Atlas America insurance is underwritten by Lloyd's, rated A “Excellent” by A.M. Best.

Does Atlas America cover pre-existing conditions? ›

Does Atlas America insurance cover pre-existing conditions? Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions.

Is Atlas Essential International legit? ›

Atlas Essential International travel medical insurance is a part of Atlas Series and is underwritten by Lloyd's, rated A "Excellent" by A.M. Best. Atlas Essential International can be purchased from 5 days to 364 days. You can purchase Atlas Essential International insurance online on this website.

What is the best medical travel insurance? ›

Based on our comprehensive review, the companies offering the best travel medical insurance are Faye, IMG, Travelex, AIG Travel Guard and Allianz. Travel medical insurance is a specialized type of coverage that helps pay for medical bills and emergency evacuations if you're hurt or become sick while traveling.

What is the best travel insurance to take out? ›

The best travel insurance
  • Santander. Times Money Mentor award winning cover. ...
  • Saga. Best for over-50s. ...
  • Post Office. Best for those with pre-existing medical conditions. ...
  • Aviva. Best for those wanting substantial medical cover. ...
  • LV= Best for a range of unique add-ons. ...
  • Switched On. ...
  • Just Travel Cover* ...
  • InsureandGo*
May 9, 2024

What is the best cheapest travel insurance? ›

How We Chose the Cheapest Travel Insurance Companies
CompanyAverage Plan CostCheapest Plan
Seven Corners Travel Insurance Compare Plans$216Trip Protection Basic
Generali Global Assistance Compare Plans$255Standard Plan
AIG Travel Guard Compare Plans$251Essential
Faye Compare Plans$298Travel Insurance Plan
3 more rows
6 days ago

What pre-existing conditions are not covered in insurance? ›

Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either.

Can travel insurance deny pre-existing conditions? ›

While most travel insurance policies exclude pre-existing conditions from medical expenses and evacuation coverage, you may be able to obtain coverage with a pre-existing conditions waiver.

What are pre-existing conditions? ›

A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts.

What is Atlas International rated? ›

Atlas International travel medical insurance is a part of Atlas Series travel medical insurance and is underwritten by Lloyd's, rated A "Excellent" by A.M. Best.

What is Atlas travel insurance? ›

Atlas International can provide access to quality healthcare, important medical and emergency travel benefits, and travel assistance as you explore the world abroad. Coverage includes eligible expenses related to COVID-19.

Is Allianz travel insurance good? ›

Allianz Travel can be a solid choice if you're looking to purchase travel insurance. However, it's always a wise idea to compare multiple options to ensure you're getting a good deal. For instance, AXA Assistance USA travel insurance is also a good provider.

How much travel medical insurance is enough? ›

How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.

What is the best travel insurance company for seniors? ›

We also found Avanti, CoverForYou, Saga and Staysure do not have an upper age limit for an annual multi-trip, or even single-trip, policy.

What is a good rate for travel insurance? ›

The average cost of travel insurance is about 3% to 5% of a trip's total value, according to quotes gathered by our research team across different travel insurance providers for various traveler profiles.

Does travel insurance really pay? ›

If your trip is canceled for a covered reason, a policy will often reimburse airline tickets, hotel rooms, rental cars, tours, cruises and other prepaid, non-refundable expenses.

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